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Baby steps to mortgage freedom for beanielou.

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Comments

  • KajiKita
    KajiKita Posts: 10,089 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    beanielou said:
    In other news I am beyond grateful to report that I have received my first UC statement today and all seems to be more or less in order. 
    I will get paid at the end of next week. I can’t tell you how relieved I am. I wish I could bottle the feeling. 
    Thanks to you all for the support, it means a lot. 
    Oh I’m so pleased. The last thing you need is stress over these kind of payments. 

    Great news about the committee. As you say it will be good to have something positive to focus on and I hope they are good company too. 

    Have a lovely Saturday 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    In other news I am beyond grateful to report that I have received my first UC statement today and all seems to be more or less in order. 
    I will get paid at the end of next week. I can’t tell you how relieved I am. I wish I could bottle the feeling. 
    Thanks to you all for the support, it means a lot. 
    Oh I’m so pleased. The last thing you need is stress over these kind of payments. 

    Great news about the committee. As you say it will be good to have something positive to focus on and I hope they are good company too. 

    Have a lovely Saturday 😊

    KK
    Thank you 🤗
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Jessy103
    Jessy103 Posts: 2,680 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Thats great news Beanie! X
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • lucielle
    lucielle Posts: 11,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wonderful news Beanie!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 99,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Jessy103 said:
    Thats great news Beanie! X
    lucielle said:
    Wonderful news Beanie!
    L
    Thanks.   ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Sun_Addict
    Sun_Addict Posts: 25,472 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounds very positive 🙂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • dawnybabes
    dawnybabes Posts: 3,637 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That’s brilliant news 😀

    I’m late to the advent calendar chat but if you’ve sparks app then the m&s one is 25% off for the next 4 days.  I’m very excited that I’ve got a Clarins one this year, I was in the outlet straight after Xmas and they’d really reduced them ! 

    Sealed pot challenge 822

    Jan - £176.66 :j
  • beanielou
    beanielou Posts: 99,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Shopping delivery today. The excitement 😹
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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