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Baby steps to mortgage freedom for beanielou.

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Comments

  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    I am just wiped out. 
    Me too! There seem to be bugs going about down here. Maybe it’s the same up your way?

    I hope you feel brighter tomorrow x

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • milann
    milann Posts: 11,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    So sorry about your friend…..was it the friend who has been poorly? 
    Hope your wound is healing ok and you are a little less sore.
    Take care .
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,720 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    I am just wiped out. 
    Me too! There seem to be bugs going about down here. Maybe it’s the same up your way?

    I hope you feel brighter tomorrow x

    KK
    Thank you.  Hope you feel less wiped out really soon x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,720 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann said:
    So sorry about your friend…..was it the friend who has been poorly? 
    Hope your wound is healing ok and you are a little less sore.
    Take care .
    No, it wasen't. wound still weeping & bleeding every time I take the dressing off.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Humdinger1
    Humdinger1 Posts: 2,311 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @beanielou I'm all caught up with your diary and am in awe at your achievements, the contribution you make to the world and simply who you are.  The confusing thing is that you don't see it. Maybe one day you'll listen to your posse of devoted admirers and see what a light you shine.  Love Humdinger xx 
  • beanielou
    beanielou Posts: 95,720 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    @beanielou I'm all caught up with your diary and am in awe at your achievements, the contribution you make to the world and simply who you are.  The confusing thing is that you don't see it. Maybe one day you'll listen to your posse of devoted admirers and see what a light you shine.  Love Humdinger xx 
    I really really don’t shine a light. Sadly I am a burden to those who love me the most. Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 6,904 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou said:
    @beanielou I'm all caught up with your diary and am in awe at your achievements, the contribution you make to the world and simply who you are.  The confusing thing is that you don't see it. Maybe one day you'll listen to your posse of devoted admirers and see what a light you shine.  Love Humdinger xx 
    I really really don’t shine a light. Sadly I am a burden to those who love me the most. Xx
    no.  I think when times are rough all of us think that. I know I have many a time.   But actually those who genuinely love us, do just that.  And sometimes just keeping go, with chin up is the very best we can do and that inspires others.  You might be just surprised how much that inspires others.  Sending love
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • jwil
    jwil Posts: 22,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    @beanielou I'm all caught up with your diary and am in awe at your achievements, the contribution you make to the world and simply who you are.  The confusing thing is that you don't see it. Maybe one day you'll listen to your posse of devoted admirers and see what a light you shine.  Love Humdinger xx 
    I really really don’t shine a light. Sadly I am a burden to those who love me the most. Xx
    You do though.  I'm sure your loved ones don't feel that you are a burden xx  I hope you feel a bit brighter soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • KajiKita
    KajiKita Posts: 7,864 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    @beanielou I'm all caught up with your diary and am in awe at your achievements, the contribution you make to the world and simply who you are.  The confusing thing is that you don't see it. Maybe one day you'll listen to your posse of devoted admirers and see what a light you shine.  Love Humdinger xx 
    I really really don’t shine a light. Sadly I am a burden to those who love me the most. Xx
    I'm another disagreeing with your self-assessment. We all value you greatly here, we aren't just a pity-party for you, we see your strength and your worth, truly.

    Sending hugs, because life is just HARD at times x

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,720 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am just ANGRY with the world today.  No idea what on earth is going on.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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