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Baby steps to mortgage freedom for beanielou.

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Comments

  • Pleased you had a lovely time seeing DS and GF.
    Life is an adventure, never stop exploring.

  • Jessy103
    Jessy103 Posts: 2,680 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Glad you had a lovely weekend x 
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • beanielou
    beanielou Posts: 99,621 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Jessy103 said:
    Glad you had a lovely weekend x 
    Thanks  :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • KajiKita
    KajiKita Posts: 10,100 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I’m glad someone is enjoying it and getting some benefit. 😊 
    I just feel zonked! 😂😉

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,621 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    I’m glad someone is enjoying it and getting some benefit. 😊 
    I just feel zonked! 😂😉

    KK
    I am absolutely zonked too but it’s good for my muscles. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • I'm so glad you had a nice break away.

    The heat is good for my bad neck my pain is way less in this weather, but it's just tooooo hot for me overall 🥵 especially when trying to do physical jobs. 
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • beanielou
    beanielou Posts: 99,621 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I'm so glad you had a nice break away.

    The heat is good for my bad neck my pain is way less in this weather, but it's just tooooo hot for me overall 🥵 especially when trying to do physical jobs. 
    Absolutly.

    A very hard fall earlier.  So much blood.  It was dripping all over the place. Blooming sore.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • edinburgher
    edinburgher Posts: 14,567 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh beanie, I'm sorry to hear that 😞 

    Take it easy and enjoy the warm evening 🤗 
  • KajiKita
    KajiKita Posts: 10,100 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Oh heck …. 😢 Be gentle with yourself x

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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