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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 99,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope tomorrow goes well.
    milann said:
    Wishing you well for tomorrow 🤞
    Thank you both .
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • dawnybabes
    dawnybabes Posts: 3,637 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another joining the chorus and wishing for karma on the horrid neighbour ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Chrystal
    Chrystal Posts: 2,032 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Thinking of you, and with everyone on here sending you positive vibes things should turn out well.  Sending (((hugs))) XXXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • KajiKita
    KajiKita Posts: 10,105 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Standing here in support of you but not wishing you luck as I am quite certain you don’t need it. Go do whatever you would normally do and get past this malicious nonsense set up by the neighbour. 

    Quietly believing in you x

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,746 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thinking of you today x
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

  • Sun_Addict
    Sun_Addict Posts: 25,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thinking of you today, hope all goes well x
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 23,495 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thinking of you today, hope it goes well xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • lucielle
    lucielle Posts: 11,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope it goes well
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • maggiem
    maggiem Posts: 2,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hoping to hear good news from you soon beanielou. Sending hugs. 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope it's gone okay too beanie x
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

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