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Baby steps to mortgage freedom for beanielou.

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Comments

  • maggiem
    maggiem Posts: 2,116
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Glad you got to the pantonmime. It’s funny is t it often events I dread (and look for excuses to avoid) are really enjoyable once there. 

    So sorry though to read about the council very belatedly chasing you, very frustrating. 
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    maggiem said:
    Glad you got to the pantonmime. It’s funny is t it often events I dread (and look for excuses to avoid) are really enjoyable once there. 

    So sorry though to read about the council very belatedly chasing you, very frustrating. 
    Yes, the council upset has really thrown me. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Very very windy last night and also very warm. 
    I did not sleep well so I am very tired today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    I had a tumble tonight on a hard floor. I bent my thumb back. Blimey it’s blooming nippy. 😢😢
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • KajiKita
    KajiKita Posts: 10,909
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    beanielou said:
    I had a tumble tonight on a hard floor. I bent my thumb back. Blimey it’s blooming nippy. 😢😢
    Owwwweeee! 😢
    Yup, the temperature really dropped this afternoon. Hope you are being cat-snuggled ❤️😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 74 books of target 52 in 2026 as @ 14th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    KajiKita said:
    beanielou said:
    I had a tumble tonight on a hard floor. I bent my thumb back. Blimey it’s blooming nippy. 😢😢
    Owwwweeee! 😢
    Yup, the temperature really dropped this afternoon. Hope you are being cat-snuggled ❤️😊

    KK
    Cats are currently ignoring me 😿😿
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • badmemory
    badmemory Posts: 10,688
    Tenth Anniversary 10,000 Posts Name Dropper
    Forumite
    Oh beanie please be careful.  I seem to have done nothing but find out how people have hurt themselves today.
  • KajiKita
    KajiKita Posts: 10,909
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    beanielou said:
    KajiKita said:
    beanielou said:
    I had a tumble tonight on a hard floor. I bent my thumb back. Blimey it’s blooming nippy. 😢😢
    Owwwweeee! 😢
    Yup, the temperature really dropped this afternoon. Hope you are being cat-snuggled ❤️😊

    KK
    Cats are currently ignoring me 😿😿
    Humph … Remind them of the deal - cat food = cwtches! 😉😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 74 books of target 52 in 2026 as @ 14th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • You are not having a good time of it beanie 😿
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
  • beanielou
    beanielou Posts: 101,496
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    badmemory said:
    Oh beanie please be careful.  I seem to have done nothing but find out how people have hurt themselves today.
    Thank you 🤩 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
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