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Baby steps to mortgage freedom for beanielou.
Comments
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I had to smile as there was a toddler on tv earlier this week in the snow…..he kept looking around him saying ‘No no no’ I’m definitely with that little guy. Friday morning was horrendous with frozen slush…..it was like an ice rink. I don’t envy you the snow in your neck of the woods Beanie. Stay safe and warm.
Sorry Badmemory I have no idea 🥴January spends - £587.581 -
@badmemory. I should know but can’t think at this moment. Sorry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Amazingly the snow is all gone. Although that was the forecast I am still surprised.Went to a local author talk at the campus earlier & am just back.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
beanielou said:@badmemory. I should know but can’t think at this moment. Sorry.
I thought I knew too. I just felt sorry for the guy posting & whilst I like to read I don't feel I know enough to answer. I wanted to avoid the duplicate thread thing but if there is no answer soon I will suggest that.
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Glad you got out for a bit. I’m starting with cabin fever!beanielou said:Amazingly the snow is all gone. Although that was the forecast I am still surprised.Went to a local author talk at the campus earlier & am just back.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I was getting that way. Though I am so blooming tired & think the new meds have knocked me out a bit.KajiKita said:
Glad you got out for a bit. I’m starting with cabin fever!beanielou said:Amazingly the snow is all gone. Although that was the forecast I am still surprised.Went to a local author talk at the campus earlier & am just back.KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
nice way to view a large spend!beanielou said:
Yes. This is true & this one will see me out.KajiKita said:The other thing that occurs to me is the sooner you spend the money on the kitchen, the longer you will be getting pleasure from it 😊 Literally more joy seconds to the penny! 😉😊❤️
KKI used to laugh when people said that & yet here I am!DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
I am turning into my mother & her mother before her!LadyWithAPlan said:
nice way to view a large spend!beanielou said:
Yes. This is true & this one will see me out.KajiKita said:The other thing that occurs to me is the sooner you spend the money on the kitchen, the longer you will be getting pleasure from it 😊 Literally more joy seconds to the penny! 😉😊❤️
KKI used to laugh when people said that & yet here I am!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
We even sound alike on the phone!badmemory said:beanielou said:I am turning into my mother & her mother before her!
Aren't we all! When my sister was ill I looked at her & she even looked like our mother.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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