Baby steps to mortgage freedom for beanielou.

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  • lucielle
    lucielle Posts: 10,788 Forumite
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    Glad you made it out. Enjoy the Prosecco, we had a bottle the other night to celebrate 1 year of selling the business. We didn’t at the time as it was such a strange time. We watched the Tattooist the other night. It was very good, I haven’t read the book. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • jwil
    jwil Posts: 19,351 Forumite
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    Glad you made it ok :)
    "If you can dream it, you can do it". Walt Disney
  • milann
    milann Posts: 10,635 Forumite
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    Glad you had a good time despite the noise 🥂 Prosecco sounds good 👍
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,663 Ambassador
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    In so much pain today I have to question if last night was worth it. Hey ho. 
    New coverless duvet arriving shortly and a Mr W delivery. I won’t be out today. I desperately need petrol & I need cash to pay for chair yoga next week as booking system is not working. 
    I have £11 til Tuesday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 3,951 Forumite
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    Sending hugs and hopefully sunshine 🌞

    KK x
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 19 books of target 52 in 2024 (as @ 17th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 90,663 Ambassador
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    KajiKita said:
    Sending hugs and hopefully sunshine 🌞

    KK x
    Thanks. Sadly no sun here. x 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 7,240 Forumite
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    I've seen those coverless duvets they look really interesting (and much easier to deal with then big heavy duvets and covers) let us know how you get on with it....
    Sorry you're in pain today :disappointed: gentle hugs x

    MAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £2003.40! ~ NSD 14/15 ~ FOOD & TOILETRIES BUDGET £569.34 / £500 ~ MOP- 0/50
    MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.47
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • beanielou
    beanielou Posts: 90,663 Ambassador
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    debtfreewannabe321 said:
    I've seen those coverless duvets they look really interesting (and much easier to deal with then big heavy duvets and covers) let us know how you get on with it....
    Sorry you're in pain today :disappointed: gentle hugs x

    I love the coverless duvets. They are fantastic. 
    I use them for the slightly better parts of the year. So about now til October. Think this is my fourth or fifth. 
    Thanks x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 19,351 Forumite
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    I use coverless duvets as well, they are brilliant, no more faff!

    I hope the pain levels ease soon x
    "If you can dream it, you can do it". Walt Disney
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