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Baby steps to mortgage freedom for beanielou.
Comments
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Oh & smart meters.From what I can work out the electricity one is working but the gas one is working at all. I can’t even get a reading from it at all. What a blooming waste of time.I like to know what I am spending every month.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Best get that checked - our 'smart' gas reader stopped working altogether - the main meter not the display unit - we had to have it replaced and they estimated the bill based on previous years use.What was really random was they had no smart gas meters available and they fitted a second hand manual one!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo5 -
They say to wait 3 weeks!!redofromstart said:Best get that checked - our 'smart' gas reader stopped working altogether - the main meter not the display unit - we had to have it replaced and they estimated the bill based on previous years use.What was really random was they had no smart gas meters available and they fitted a second hand manual one!No idea why!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I've heard good things about Alice and Jack, but haven't watched it yet.
Hope the smart meter gets fixed soon. Ouch to the overspend, hope the next couple of weeks aren't too bad."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
No idea, but they did their best to convince me I was being stupid when the light up screen wouldn't turn on!beanielou said:
They say to wait 3 weeks!!redofromstart said:Best get that checked - our 'smart' gas reader stopped working altogether - the main meter not the display unit - we had to have it replaced and they estimated the bill based on previous years use.What was really random was they had no smart gas meters available and they fitted a second hand manual one!No idea why!!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4 -
For goodness sake.redofromstart said:
No idea, but they did their best to convince me I was being stupid when the light up screen wouldn't turn on!beanielou said:
They say to wait 3 weeks!!redofromstart said:Best get that checked - our 'smart' gas reader stopped working altogether - the main meter not the display unit - we had to have it replaced and they estimated the bill based on previous years use.What was really random was they had no smart gas meters available and they fitted a second hand manual one!No idea why!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks.jwil said:I've heard good things about Alice and Jack, but haven't watched it yet.
Hope the smart meter gets fixed soon. Ouch to the overspend, hope the next couple of weeks aren't too bad.Alice & Jack was excellent.Hope so too 😿I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I haven’t watched Alice and Jack yet but give it a go thanks.
hope you aren’t too sore after physio 🙏Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £83/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
Thanks skinty
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Think I might have to look up Alice and Jack….never heard of it.It’s so easy to overspend……I fell for it in the make up department 🤷🏻♀️ I hardly ever wear makeup but spent a fortune….that’s why they give a free makeover and I was feeling a bit low and just thought ‘what the heck (or words to that effect) you can’t take it with you’ Thankfully I have the lump sum from my work pension to fall back on so it’s not too drastic atm but it’s so so easy to overspend on basics with everything going up in price all the time. I’ll have to reign in though……I find if I go off piste spending it’s so easy to get back in the spending mindset 😳January spends - £587.584
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