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Baby steps to mortgage freedom for beanielou.

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Comments

  • in_need_of_direction
    in_need_of_direction Posts: 7,870 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You don't have to be your best to still be great. Noticed you still cheering people on. It really does help.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • beanielou
    beanielou Posts: 96,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you inod.
    I am far from great.
    I am fat frumpy & grumpy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    (((hugs))) hope you feel a bit better soon x
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Sun_Addict
    Sun_Addict Posts: 24,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beanie you are NOT fat, frumpy and grumpy. I take it you're feeling fed up :( We all go through this, I know I do, if I seriously sat down and thought about everything I would go insane. I know it's hard when you're feeling down but please think of the positives - and keep posting on here to take your mind off things. Big hugs xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Oh Beanie, came to see how you are and can see you are feeling exactly the same as me! I have planned an appearance overhaul when you feel a bit better you can think of small changes so you feel a bit better (( ))
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • beanielou
    beanielou Posts: 96,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I seem to be unable to stop eating at present.
    I am very upset about this.
    I am also worrying about the DLA to PIP transfer.
    Though I have heard nothing as yet.
    I have a sore throat & a squeaky voice like a wee mouse!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    beanielou wrote: »
    I seem to be unable to stop eating at present.
    I am very upset about this.
    I am also worrying about the DLA to PIP transfer.
    Though I have heard nothing as yet.
    I have a sore throat & a squeaky voice like a wee mouse!

    Have you had the letter re swapping over from DLA to PIP?
    Must use my stash up!
  • beanielou
    beanielou Posts: 96,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Knit_Witch wrote: »
    Have you had the letter re swapping over from DLA to PIP?

    Not as yet.
    Heard way too many horror stories though:(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    beanielou wrote: »
    Not as yet.
    Heard way too many horror stories though:(

    I am part way through the process, got the letter early December, had to get the form back by the 13th January 2017, 4 weeks and they contacted me (by phone which they are not supposed to do :mad: then by letter two weeks later), saw an ATOS physio 25th February 2017 and now waiting for the decision (PLMBL said it took 6 weeks re her hubby from the time of the appointment)
    Must use my stash up!
  • beanielou
    beanielou Posts: 96,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lots of positive vibes your way Knit Wich.
    A friend gor hers back two weeks from medical & got enhanced ob both.
    Not sure she appreciates what a great result that was on so many fronts.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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