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Baby steps to mortgage freedom for beanielou.
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            The painting of the hall & the preparation has started. The walls have been sanded & the mess is messy!All 3 cats are in the huff & I am exhausted.Hopefully will be worth it in the end.It seemed like such a good idea at the time.3 days to payday ~~ not that I am counting!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.4
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            I think I need to win the lottery. I make a priority list of the order I think jobs need doing. Then I turn around & another one needs to go to the top of the list. Would you believe that the day before I went into hospital the bathroom started leaking into the dining room. As this is the 3rd time I am pretty certain the ceiling will need replacing. I am beyond swearing & wondering why I have paid plumbers in the past.
 4
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            The painting will definitely be worth it once it's done. The hassle is very real though.
 Glad you got the £30.
 "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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            It will all be worth it Beanie. Has he said how long it’ll take him.January spends - £587.584
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 Oh no, that's not onbadmemory said:I think I need to win the lottery. I make a priority list of the order I think jobs need doing. Then I turn around & another one needs to go to the top of the list. Would you believe that the day before I went into hospital the bathroom started leaking into the dining room. As this is the 3rd time I am pretty certain the ceiling will need replacing. I am beyond swearing & wondering why I have paid plumbers in the past. 
 Hope you are recovering from being in hospital.
 Sorry, I must have missed that.
 Take care 
 I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.3
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            It will be with it in the long run…Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
 Mortgage balance: £34,465
 Money making challenge £78/400
 ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4
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 Thanks.jwil said:The painting will definitely be worth it once it's done. The hassle is very real though.
 Glad you got the £30.
 Hopefully :lolI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.3
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 Prep & ceiling are done.milann said:It will all be worth it Beanie. Has he said how long it’ll take him.
 Juat the walls to paint now so hopefully tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.3
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 It willskint_spice said:It will be with it in the long run… I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.3
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            Echoing the others as it will be worth it. All lovely for Christmas 
 If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720254
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