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Baby steps to mortgage freedom for beanielou.
Comments
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Because she knew what she was marrying into.badmemory said:No he is just a spoilt entitled brat. Why do you think she took so long to marry him.I would not want their life for anything.Every single aspect of their life under constant scrutiny.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
I agree, it would be pure hell. Everyone assuming they know all the details of their life based on what they read in the tabloids. Whatever people think of Prince Harry, he's right on that point.beanielou said:
Because she knew what she was marrying into.badmemory said:No he is just a spoilt entitled brat. Why do you think she took so long to marry him.I would not want their life for anything.Every single aspect of their life under constant scrutiny."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
God Save The King doesn’t roll easy off the tongue….Ive said Queen all my life. There’s only 1 Queen for me I’m afraid. That said,
I wouldn’t change places with them for all the tea in ChinaJanuary spends - £587.585 -
Yes - this! It always astonishes me when people make damning judgements of those they've almost certainly never met!jwil said:
I agree, it would be pure hell. Everyone assuming they know all the details of their life based on what they read in the tabloids. Whatever people think of Prince Harry, he's right on that point.beanielou said:
Because she knew what she was marrying into.badmemory said:No he is just a spoilt entitled brat. Why do you think she took so long to marry him.I would not want their life for anything.Every single aspect of their life under constant scrutiny.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
I wouldn't want that job either.
I can't get my head around 'God save the king'. Particularly as like yesterday there was a song - in which are the lyrics, 'The old king is dead, God save the king' which is always a weird concept with that direct passing of one era to the next.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
The nights are really drawing in & much cooler in the evening.
In other news I now have a new to me bedside cabinet which is nice.
It has been upcycled before I got it.
The wee plastic table it replaced has been relegated to the garage.
I got shoes from ebay.Very dissapointing.
Not the colour I was expecting & I could not even get my my foot in them.
So they are ready to be returned.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
The upcycled cabinet sounds nice.
Disappointing on the shoes.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
It is really nicesavingholmes said:The upcycled cabinet sounds nice.
Disappointing on the shoes.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Glad you like your cabinet, shame about the shoes.Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
That's the trouble with buying shoes online. I only do if I'm sure of the brand and know they'll fit. The cabinet sounds great.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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