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Baby steps to mortgage freedom for beanielou.
Comments
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Hope you both relax this evening and that tomorrow is a better day x
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345
Clear the M&S Card Starting Balance 03.05.26 £600
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ThanksSun_Addict said:Boo to the tough physio. I used to hate it when I was having it for my broken ankle, they were really rough with it and left me in pain afterwards. At least mine was short term so feel for you with it being a regular thing. Hope Mr Mustard is back to his usual self tomorrow.
No pain no gain as they say
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4 -
Thank you xDancingInTheRain said:Hope you both relax this evening and that tomorrow is a better day xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Ah yes! that was the saying of one of the lecturers when I was at college. He was an international gymnastics coach. Being built more like a charging rhino, I did not routinely have contact with him until the whole squad developed shin-splints and we had to transfer into the gym to use their sprung floor.beanielou said:
ThanksSun_Addict said:Boo to the tough physio. I used to hate it when I was having it for my broken ankle, they were really rough with it and left me in pain afterwards. At least mine was short term so feel for you with it being a regular thing. Hope Mr Mustard is back to his usual self tomorrow.
No pain no gain as they say
I also had a referral after wrecking my knee (post-surgery involving superglue) to a physio whose mission was to get me fit enough to ski in less than three months. Months of agony, he would blithely explain that if it didn't end up with me crying, I just wasn't working hard enough. I did ski, but I had lost a lot of confidence in the meantime, so "motorway" pistes and snack huts instead of moguls and warming huts. It stays with you though!Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
I’ve just noticed you are a Forum Ambassador, well done . Is that a new thing for you or have I had my eyes shut .Life is an adventure, never stop exploring.4
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Love the kitty beds. 2 beautifully spoilt cats 😻😻
Sorry the physio was tough. I still think it’s disgusting that you have to pay for it. I have to say I’ve struck very lucky with the physio’s I’ve come across…..they’ve all told me to listen to my body and not overdo things…..I didn’t need telling twice 😂😂
You're doing so well with your weight. 👏👏👏👏👏👏January spends - £587.585 -
It’s newSunshine_girl2 said:I’ve just noticed you are a Forum Ambassador, well done . Is that a new thing for you or have I had my eyes shut . I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.6 -
Well done on becoming an ambassador. I expect to be spoiled with Ferrero roche next time I see you😂😂😂Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
Boiler fund £2085/30006 -
Milann.Starting to loose momentum on the weight loss.Shall keep plodding!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
Okidoke 🥂🥂😂😂🎂🎂🥳skint_spice said:Well done on becoming an ambassador. I expect to be spoiled with Ferrero roche next time I see you😂😂😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.6
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