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Baby steps to mortgage freedom for beanielou.
Comments
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Glad the booster was ok . Afternoon tea with friends sounds delightful. Plus a new friend for Miss S and yourself .Life is an adventure, never stop exploring.6
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Glad to hear you enjoyed your afternoon tea.Oh! A Christmas kitten! Fab!😻Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
We have adopted a new pre loved cat. She is big and fluffy 7 years of age. She came from cat protection, her owner passed away . Her name is Sashah (maybe Zelda /princess) She does not answer to anything yet early days we collected her last Saturday.5
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Sun_Addict said:You and me both getting a new kitten (well 6 months old). Don’t ask 😬I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Oooh kitten, yay!
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc3 -
tunathe_cat said:We have adopted a new pre loved cat. She is big and fluffy 7 years of age. She came from cat protection, her owner passed away . Her name is Sashah (maybe Zelda /princess) She does not answer to anything yet early days we collected her last Saturday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
beanielou said:Sun_Addict said:You and me both getting a new kitten (well 6 months old). Don’t ask 😬I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Kitten now off the agenda.
Way way too expensive & then the cost of jags & the operation on top.
Plus I did have grave reservations about it being so wee & if I stood on it ect.
Intersting that they are considered to be pedigrees & they are so like Miss S.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Aww….sorry about the kitten. You don’t need anything else you can trip over though. Miss Summer will enjoy having all the attention and cuddles from you. 😻January spends - £587.586
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Right decision on the kitten unless you were 100% certain about all the ins and outs of it. They're certainly not cheap, are they! we were considering getting another after we lost HRH, but decided against in the end partly down to cost (we'd have to add a fair bit of cattery time into the mix too) and partly because we're out/away a fair amount in normal times and it felt a bit unfair on the puss cat. (Not though the average puss cat would give a doo-dah whether it's staff are there or not, so long as food and free roaming was provided!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7
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