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Baby steps to mortgage freedom for beanielou.
Comments
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I'm glad you had a lovely time with your family. Sorry about the fall though x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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I am scunnered as they say.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
It sounds as if you had a great day Beanie - lovely celebrations 👍
Sorry that you fell again….do you need different aids that are more sturdy or a purple pimped up chair………(whispered that last bit very quietly and runs out of the room in fear of Beanies wrath😰😳😉……)January spends - £587.586 -
Also glad you had a good time and sorry to hear about the fall. Hope you are recovering ok. And that somewhere later this month will turn up with a discount on something that gets you a change from beans!
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc5 -
milann said:It sounds as if you had a great day Beanie - lovely celebrations 👍
Sorry that you fell again….do you need different aids that are more sturdy or a purple pimped up chair………(whispered that last bit very quietly and runs out of the room in fear of Beanies wrath😰😳😉……)
It was under the bridges so it is lovely.
There would have not been room for a chair.
Believe it or not there have been a few thoughts & discussions about where to go from here.
The answer is no where.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
As long as solutions ARE being discussed Beanie - it so often seems to happen that regular reviews of situations like yours fail to happen and the person concerned is left not getting the help they need. I'm glad that's not happening in your case, even if there currently isn't a good solution to the problem.
Glad you had a lovely day and celebrations!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
It’s the same with Mr SA, he’s had several referrals to the falls team but there isn’t really a solution to his falls. They can suggest walking aids and safety/awareness measures but they can’t stop him falling it’s just one of those things.I get knocked down but I get up again (Chumbawamba, Tubthumping)8
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I knew you’d have been thinking of solutions Beanie…even if the solution is there isn’t one…..can i creep back in the room then hoping I’ve not overstepped the mark 🤞 😉😏😁
I was thinking of you and miss Summer this morning. I’ve sort of become protector to next doors cat 😂😂 it is now a year old and has spent the last 6 months plodding very wearily along the fences. I’ve had to go out and scatter a handful of pebbles towards cats that have been worrying her several times. Anyway this morning she was in our garden trying to stand her ground with Rupert- a rather handsome Ginger Tom……I chased Rupert off but Nuala - next doors cat was I a real state. The first time I’ve seen her off the fence, other than in her own garden. I presume she fell off 😵💫😵💫 She spent an hour in the garden wondering how to get back on the fence…she really is the thickest cat I’ve ever come across.😂😂😂 She hissed if I approached her to lift her up, but quite happily let me tickle her head. I ended up putting a chair next to the fence for her to get up….it’s only a 4 ft fence so not high for a cat. She did eventually figure it out by climbing on the fence and went back to the comfort of her own garden 😁 All the other cats of the neighbourhood use some stones that make the waterfall up…..she’s seen them loads of time but didn’t have a clue. Bet Miss S has more of an idea than Nuala 🤔January spends - £587.583 -
Your family lunch sounded just the ticket beanie though I'm sorry to hear of your recent fall.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
Today I cried in the foodbank.
The shame.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
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