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Baby steps to mortgage freedom for beanielou.
Comments
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The weather here has been dire.
Feels cool & I have had to resort to socks & a fleece. Brrrr.
Nothing really to report.
Doing ok on the no spending.
On the other .................I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.9 -
Weather is dire here too. Where did summer go 😩I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Well done with the spends 👍January spends - £587.585
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The rain we have had these past few days has just been ridiculous
Not sure if you already know about them but there are apps you can download to your phone and you get rewarded just for taking photo's of you shopping receipts, you can also forward to them e-receipts if you shop on line, some also do little surveys to earn more points. They are not super fast as you need to build up the points but they are free and you are getting rewarded for shopping which you need to do anyway just for taking the little time of scanning and uploading the receipts.
There are 3 I use hayu, shoppix and storewards, The only issue I have had, is I recently cashed out a voucher on hayu it uses tango card reward to give I tried to to get it to give me amazon rewards card and although that option was available it kept coming up with an error so I ended up cashing it in for google play point but as I wanted to use it to buy an ebook which was also available there as well as amazon and was the same price it worked out5 -
The weather has been so variable here too but mostly wet and coolbeanielou said:The weather here has been dire.
Feels cool & I have had to resort to socks & a fleece. Brrrr.
. I've had to resort to wearing a fleece again and sitting under a blanket in the evening, was cold in bed the other night too. Not what I hope for from July weather but yesterday was warmer so fingers crossed. 3 -
I've stopped the snacks I am susceptible to. By not buying them, we can't eat them. It helps a lot with the weight over here. Also carpy weather hereSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Better to be doing well on one thing rather than neither xbeanielou said:The weather here has been dire.
Feels cool & I have had to resort to socks & a fleece. Brrrr.
Nothing really to report.
Doing ok on the no spending.
On the other .................Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
Thanks everyone
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
It is a year today since Mr N left us.
How time flies.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
A year already 😢I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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