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Baby steps to mortgage freedom for beanielou.
Comments
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The situation with your car is just awful Beanie, what a saga of incompetence. I'm glad you've complained! Try not to let it get you down.
Keep plodding and eat orange smarties
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
((hugs)) this car saga is so unfair, it just seems to be dragging on and on with no consideration given to the fact you NEED a car!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
That's awful about the car, what a nightmare
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
maggiem said:Awful awful Beanie, as if it's not bed enough having an accident to then have all this additional hazel and stress. Words fail me. Hope things improve quickly after your complaint.
Thank you both.lucielle said:Hope you manage to get some results
LI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Thank you all.skint_spice said:((hugs)) this car saga is so unfair, it just seems to be dragging on and on with no consideration given to the fact you NEED a car!jwil said:That's awful about the car, what a nightmareHairyHandofDartmoor said:The situation with your car is just awful Beanie, what a saga of incompetence. I'm glad you've complained! Try not to let it get you down.
Keep plodding and eat orange smarties.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I have had a pj day.
Finding it hard to settle.
My 'official' name changing is ticking along fairly smoothly in the background.
I am hoping by the end of March to have most of it done.
A friend is taking me to my nearest big town to do a bank on Monday & then on Tuesday/Wednesday my driving licence can go away as I can't send them photocopies.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
In money news I have ordered a nice garden chair.
I am feeling sorry for myself & I am sick & tired of always making do with others cast off's.
SAd but true.
Also ordered trainers from M & S as they had 20% off with a sparks card.
They have rainbow colours on the side & Princess Kate has them.
If they are not ok then they can go back.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Enjoy your new chair. Second hand stuff is nice, but not if it's not what you really want and it's 'making do'. It's nice to have exactly what you want. Trainers sound good too "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Yes a nice garden chair to enjoy the summer from is a great investment!Save £20,000 in 2025. April 2k, May 3.5k5
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Enjoy the garden chair......just need the weather so you can use itJanuary spends - £587.585
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