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Baby steps to mortgage freedom for beanielou.
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Thank you Seasidegirl58
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Ugh to having a tooth out 😩 but so pleased the lovely Miss Summer is being a little treasure 💕I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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I was wondering if tomato sauce was to accompany the rice pudding or the custard and just thinking ew, I don't fancy either!
Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
Hi beanie, hope you slept well xx
2023: the year I get to buy a car2 -
Hi Beanie Sorry to hear about the tooth. I hate dentists due to when I was a child dentists were paid on how much work they did. Never had a visit without a filling. Now sadly all my back teeth are filled and are more filling than tooth. They wouldn’t get away with it these days. Glad Miss Summer is such good company xx2026 Decluttering 1682
2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️6 -
There was a Dental scam in West London in the 1970s where that happened - coupled with tax avoidance - lots of antipodean dentists came and did unnecessary work on children's teeth and then left UK before paying their income taxes after 6-9 months. We did not see the same dentist for about four years. It was just after the first generation of national health dentists retired, selling their practices.Mrs_Money_Penny said:Hi Beanie Sorry to hear about the tooth. I hate dentists due to when I was a child dentists were paid on how much work they did. Never had a visit without a filling. Now sadly all my back teeth are filled and are more filling than tooth. They wouldn’t get away with it these days. Glad Miss Summer is such good company xxSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
A dentist I went to when I was a teenager was an alcoholic and would be on the whiskey all day. I remember being in the chair, glancing up and seeing a bottle on the top of the cabinet. This particular dentist died and I started going to another one who made a right mess of a crown he fitted, my face swelled up alarmingly the next day and it became infected. There were stories doing the rounds saying he had AIDS then he was murdered by his boyfriend. Fortunately I've now found a good dentist 😂 Still hate going though.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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bean just found you again have over 150 pages to catch up x4
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Nothing of any interest.tunathe_cat said:bean just found you again have over 150 pages to catch up xLost my beloved boys within 5 days of each other in July.Now got a wee girl called Miss Summer who is very precious.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Having a nosey in Mummy’s car.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.11
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