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Baby steps to mortgage freedom for beanielou.
Comments
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Glad to hear you have the foodbank to get out for Beanie - as Milann says the company will be good anyway!
The hair chat made me smile - this is one of those times when I'm SO glad I resisted the temptation to take mine back to a cropped style again as it would have been a nightmare by now if I had. As it is it's just getting longer...and longer....I am going to give it a trim at some stage, found a cheaty way of cutting longer hair in various ways using pontytails - the style of the cut being changed by where you position the ponytail apparently!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Food bank is hard work at the moment & no real time to chat but it is as it is.milann said:It it will do you good to get out Beanie. I’m not sure enjoy the food bank is the right thing to say as we shouldn’t have to use food banks - but you know what I mean - stay safe and enjoy the company.👍👏
Only one other person on & we are social distancing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I will NOT be attempting to cut my hairEssexHebridean said:Glad to hear you have the foodbank to get out for Beanie - as Milann says the company will be good anyway!
The hair chat made me smile - this is one of those times when I'm SO glad I resisted the temptation to take mine back to a cropped style again as it would have been a nightmare by now if I had. As it is it's just getting longer...and longer....I am going to give it a trim at some stage, found a cheaty way of cutting longer hair in various ways using pontytails - the style of the cut being changed by where you position the ponytail apparently!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I had my hair cut just before the lockdown started but am seriously considering using clippers with an inch allowance on the cutters - I don’t think I could stand long hair in the heat of summer.....I might chicken out though when the time comes 👨🏻🦲💇🏻♂️👨🏻🦲😳January spends - £587.586
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I'm lucky that I had my hair trimmed in February and often don't go again for six months. I hope you got on all right at the food bank today Beanie
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Busy. Busy. Busy. Is all.HairyHandofDartmoor said:I'm lucky that I had my hair trimmed in February and often don't go again for six months. I hope you got on all right at the food bank today Beanie.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Hope youre ok Beanie xx
Mummytogirls x5 -
Have a good day If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
You sound like a proper busy bee Beanie 🐝🐝🐝🐝January spends - £587.585
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I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
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