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Baby steps to mortgage freedom for beanielou.
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No help with anything tea.Just good old me.As long as the boys have food that’s the main thing. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Unfortunately this is the reason why the draconian measures are going in place : https://www.nationalgeographic.com/history/2020/03/how-cities-flattened-curve-1918-spanish-flu-pandemic-coronavirus/ . Keep well everyone. At least most of us have the Internet, phones, dvds, books etc. Hugs Fiona5
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Interesting article Fiona.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Your boys are lucky to have you looking after them Beanie. I’m sure they’ll repay you in cuddles.
Your mum sounds an amazing lady - I’m sure you are right - it’s the MH for everyone that’s my worry too. We are social beings. I know I’m lucky to have a garden to get out into - I feel for folk in flats - especially if they have children. I was looking out of the window earlier and saw a couple of teenagers in a nearby garden having a good old argument - then their mum came out wagging fingers at them....the younger one stayed in the garden crying, my heart went out to him.I think it must be especially hard for that age range - the last thing they’ll want is to be cooped up with parents.January spends - £587.587 -
I made a bannana bread earlier.
It was pretty scrummy even if I say it myself
Had to use white sugar as had no brown but it turned out just fine.
I think the realiry is setting in that that this is not going to change anytime soon & I have no idea when I will see my ma & my DS again.
No different to everyone else really
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
That’s what’s getting to me - not knowing when I’ll see dd and the gks.We will get through this - one day at a time 👍👍January spends - £587.589
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For me it’s the worry of one of my two taking Sick and there being no family within reach. I’m not sure when they will next make it homeMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.8
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That's exactly how I feel. 😞beanielou said:I think the realiry is setting in that that this is not going to change anytime soon & I have no idea when I will see my ma & my DS again.
No different to everyone else really
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
It's a long, long time to be on our own, isn't it its why mse is so important to me.
2023: the year I get to buy a car6 -
Xxxin_need_of_direction said:For me it’s the worry of one of my two taking Sick and there being no family within reach. I’m not sure when they will next make it homeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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