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Baby steps to mortgage freedom for beanielou.

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Comments

  • milann
    milann Posts: 11,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hooray for happy hair and decluttering
    January spends - £587.58
  • doingitanyway
    doingitanyway Posts: 10,422 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I've been decluttering too. It's nice to see stuff leave the house.
    Happy new hair :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    doingitanyway wrote: »
    I've been decluttering too. It's nice to see stuff leave the house.
    Happy new hair :)
    I am loving seeing stuff leave the house.
    I have way way too much stuff for one person though.
    Anyone DS’s GF is going to use a room as an office so that really started this round of decluttering off which is good.
    I have a tendency to keep things as I might need them or they once cost me money!!!
    Funnily enough I have also decluttered a tea pot which is older than DS & I never use it.
    I am pondering ditching my denby cups and saucers as can’t remember when they were last used!
    Thoughts?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,453 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning Beanie :)

    Glad you've got a pipe repair date. Is the retired plumber doing it for you? If so hopefully he will be able to do it cheaply.

    Also glad to read you're getting your hair done :)

    Well done on the decluttering. It makes sense to get rid of stuff you no longer use, sometimes you just have to be ruthless. I will admit I'm a so and so for clinging on to stuff I don't use 'just in case', it was expensive many years ago or is still working. It feels good to shed clutter and charity shops benefit if you don't want to sell it yourself.

    Happy decluttering :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I love decluttering, beanie, but after all this time, I shouldn't have to much! I'm coming to the realisation that this stuff shouldn't stay with me because of "it should", I have to want it. Sigh .... I have some Denby too, bought when I was going the conventional route of "good stuff for best". I think I've used it three times, something like that. I don't think I can get shut of it, but I hope you can let yours free!
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Karmacat wrote: »
    I love decluttering, beanie, but after all this time, I shouldn't have to much! I'm coming to the realisation that this stuff shouldn't stay with me because of "it should", I have to want it. Sigh .... I have some Denby too, bought when I was going the conventional route of "good stuff for best". I think I've used it three times, something like that. I don't think I can get shut of it, but I hope you can let yours free!

    I use the rest of my denby fairly regularily but not the cups & saucers.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    Morning Beanie :)

    Glad you've got a pipe repair date. Is the retired plumber doing it for you? If so hopefully he will be able to do it cheaply.

    Also glad to read you're getting your hair done :)

    Well done on the decluttering. It makes sense to get rid of stuff you no longer use, sometimes you just have to be ruthless. I will admit I'm a so and so for clinging on to stuff I don't use 'just in case', it was expensive many years ago or is still working. It feels good to shed clutter and charity shops benefit if you don't want to sell it yourself.

    Happy decluttering :)

    Thank you.

    Not the retired plumber as his gas certificate is no longer valid.
    Sadly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pleased with my hair.
    What a difference :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on de-cluttering and I'm glad you got your hair cut :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Beanie :) Nice to read you've had you hair done. I'm very minimalistic so I'd pass the cups and saucers on to somebody else or send them to the charity shop where somebody will get some use out of them.

    Hope you have a lovely weekend. xx
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