Post 2006 charges

brown1950

JuicyJesus wrote: »

I hope OP does too. CAG are really good at encouraging people to undertake legal action even if it hasn't got a hope in hell of succeeding, but then anonymous internet users don't have to worry about bearing the cost of that do they?

In this instance undertaking legal action for credit card penalty charges will succeed ! How many more successful legal cases do you want me to show where the Banks have settled the claim ?

We have had the usual bank defenders saying the usual claptrap in defence of credit card penalty charges :-

a) Bank won in the Supreme Court - Yea right but not with regards to
credit card fee's
b) Dont take legal action - You will not win - Not according to many successful claimants
c) If you take legal action in the small claims court (Under £10,000 claim) this could leave you paying high court costs - Again rubbish.

Please can one of this site's bank defenders show me a court action lost by a LIP in respect of Credit card penalty fee's ? Can you show me costs awarded to a Bank regarding credit card fee's in the small claims court ? Can you show me the Supreme Court judgement in respect of credit card fee's ?
Can you show me a Banks defence in respect of credit card fee's ?

Game_Over

katie100 wrote: »

Hello,

I am using Martin's guide to reclaiming unfair credit card charges. ...

Would that be the one that says:

This guide is archived. The information in it is out of date – please do your own research before acting on any of the information here. We’ve no plans to update this guide, we’ve left it here for reference only.

http://www.moneysavingexpert.com/reclaim/credit-card-charges

:cool:

brown1950

brown1950 wrote: »

In this instance undertaking legal action for credit card penalty charges will succeed ! How many more successful legal cases do you want me to show where the Banks have settled the claim ?

We have had the usual bank defenders saying the usual claptrap in defence of credit card penalty charges :-

a) Bank won in the Supreme Court - Yea right but not with regards to
credit card fee's
b) Dont take legal action - You will not win - Not according to many successful claimants
c) If you take legal action in the small claims court (Under £10,000 claim) this could leave you paying high court costs - Again rubbish.

Please can one of this site's bank defenders show me a court action lost by a LIP in respect of Credit card penalty fee's ? Can you show me costs awarded to a Bank regarding credit card fee's in the small claims court ? Can you show me the Supreme Court judgement in respect of credit card fee's ?
Can you show me a Banks defence in respect of credit card fee's ?

Still waiting for answers to my questions ?

brown1950

You will see many 'actions' on CAG where the bank/credit card companies have settled and paid compound interest also !

http://www.consumeractiongroup.co.uk/forum/showthread.php?309037-Charges-older-than-6-years-***WON***-Compound-Int-t-and-**NO-SET-OFF**