Premium Bonds Article Discussion Area

shanew4874

eskbanker said:

shanew4874 said:

Is it correct that you receive a letter for any win that is £10,000 - £100,000? Does the win still show up in your balance in your online account? So if you have a holding of say £13,000 and you win £10,000 then your account will show £23,000 on draw day but you will receive a letter confirming the win a few days later in the post asking how you want to proceed with the £10,000 win as in reinvest in more bonds or have it paid into your bank?

eskbanker said:

shanew4874 said:

So basically any wins between £25-£1000 get automatically reinvested or paid into your bank account and any win of £5000 or higher you will receive a letter through the post confirming the win around a week after the draw has been made 

As above, NS&I's terms document doesn't seem to elaborate beyond "we may check with you before we pay or reinvest your prize" - where did you read about a letter being sent about a week after the draw?

shanew4874 said:

Cant remember where I read it but I’m sure it stated that any win that is £10,00-£100,000 they send you a letter through the post, clearly whoever wrote that was incorrect though it seems 

I'm not saying that's wrong as such, just observing that NS&I don't seem to make any reference to that practice in the product documentation.

However, it's likely to be academic anyway - with a £13K holding, a £5K prize is only going to happen once every 457 years on average (higher ones being even less 'frequent'), so don't hold your breath!

Currently have £23,500 holding, had two wins last month, one for £25 and another for £500 so must have had much higher than average luck so far I’m guessing, I put bought £22,500 last March so have had wins totalling £1000 over the last 12 months, nothing the first month but has picked up over the year, obviously last months £500 win makes the 12 month return look a lot rosier, am now mentally preparing for a few months of very low or zero wins.

shanew4874

Will the results be out this Tuesday with it being a bank holiday this Monday? 

Thanks 

refluxer

shanew4874 said:

Will the results be out this Tuesday with it being a bank holiday this Monday? 

Thanks 

The prize checker app says the results of the next draw will be out on Wed 3rd April, although I think it's possible to check for large prizes the day before.

shanew4874

refluxer said:

shanew4874 said:

Will the results be out this Tuesday with it being a bank holiday this Monday? 

Thanks 

The prize checker app says the results of the next draw will be out on Wed 3rd April, although I think it's possible to check for large prizes the day before.

Ok, thank you for confirming.

regards 

BooJewels

The results are usually available through the web based prize checker after about 23:30 on the day before the published date.  So I'll be checking as I go to bed on Tuedsay night, which is my usual habit.  As @refluxer posted, the published list of big winners is usually available the day before (so Tuesday) if you follow the link lower down the prize checker page where I think it usually something like "check who won in April".

shanew4874

BooJewels said:

The results are usually available through the web based prize checker after about 23:30 on the day before the published date.  So I'll be checking as I go to bed on Tuedsay night, which is my usual habit.  As @refluxer posted, the published list of big winners is usually available the day before (so Tuesday) if you follow the link lower down the prize checker page where I think it usually something like "check who won in April".

When is the earliest that wins show in your premium bond account? Think I read somewhere that it’s from 8am onwards so that would be this Wednesday after 8am at some point, sounds like I should use the prize checker app but I just log into my NS&I account to see if my account balance has changed and if so by how much 

Swipe

shanew4874 said:

BooJewels said:

The results are usually available through the web based prize checker after about 23:30 on the day before the published date.  So I'll be checking as I go to bed on Tuedsay night, which is my usual habit.  As @refluxer posted, the published list of big winners is usually available the day before (so Tuesday) if you follow the link lower down the prize checker page where I think it usually something like "check who won in April".

When is the earliest that wins show in your premium bond account? Think I read somewhere that it’s from 8am onwards so that would be this Wednesday after 8am at some point, sounds like I should use the prize checker app but I just log into my NS&I account to see if my account balance has changed and if so by how much 

User the prize checker website https://www.nsandi.com/prize-checker if you don't want to use the app. Wins always show up a couple of days later under PBs in the NS&I account portal

shanew4874

Swipe said:

shanew4874 said:

BooJewels said:

The results are usually available through the web based prize checker after about 23:30 on the day before the published date.  So I'll be checking as I go to bed on Tuedsay night, which is my usual habit.  As @refluxer posted, the published list of big winners is usually available the day before (so Tuesday) if you follow the link lower down the prize checker page where I think it usually something like "check who won in April".

When is the earliest that wins show in your premium bond account? Think I read somewhere that it’s from 8am onwards so that would be this Wednesday after 8am at some point, sounds like I should use the prize checker app but I just log into my NS&I account to see if my account balance has changed and if so by how much 

User the prize checker website https://www.nsandi.com/prize-checker if you don't want to use the app. Wins always show up a couple of days later under PBs in the NS&I account portal

So if I put in my holders number at https://www.nsandi.com/prize-checker the night before 3rd April at say 11.45pm on Tuesday 2nd April? Thanks 

BooJewels

That would work @shanew4874 - I find the prize checker page shows first, some time after about 23:30 the evening before their published date, the app shows a bit later that night and they usually show in my NS&I account as winning bonds the next morning.  Just be mindful that the prize checker page at that initial stage tends to show it as the previous month - it updates after midnight.  So if you win in this next draw, it might show it as March at first, when it's actually April. I then get an email several days later and payment (to an external bank account) usually clears on the 8th or 9th of the month.

shanew4874

BooJewels said:

That would work @shanew4874 - I find the prize checker page shows first, some time after about 23:30 the evening before their published date, the app shows a bit later that night and they usually show in my NS&I account as winning bonds the next morning.  Just be mindful that the prize checker page at that initial stage tends to show it as the previous month - it updates after midnight.  So if you win in this next draw, it might show it as March at first, when it's actually April. I then get an email several days later and payment (to an external bank account) usually clears on the 8th or 9th of the month.

Ok thanks, guess it’s not too difficult to figure out if it’s showing for April even though it states March as long as you know what you won the previous month