Premium Bonds Article Discussion Area

NeilB

Does anyone know how I find out my current Premium Bonds balance?? I cant find anything on the NS&I website that lets you do this. I have my holders number but how do I know all of my bonds are still there and haven't been cashed in by a fake me, or just lost in the ether??

I have used the online query form but not had a response.

sandpiper

Neil,

The easiest way is to telephone them, quoting your customer number, and advising them of your query.

Customer service is open 7am to midnight I believe.

0845 964 5000

regards

Sandpiper

sjhunt69

i see my premium bonds as a gamble too. But having to pay the higher tax on any savings that i would make from any other account i see it as a sensible one, once i buy our new home they will all be cashed in to help pay for the house anyway. initially i was getting a return of 5% (Bear in mind that that is tax free when comparing to other investments), this year has been poor, but hey, a nice win could be just around the corner. i would certainly advice opening a cash ISA and depositing the max before considering PB.

trader_girl

i have bonds going back to 1969 that i had forgotten about. have found them out and decided to cash them in. on back of ancient bond it says to cash in 'an application form may be obtained at a Savings Post Office or Bank' does this still apply and does anyone have the website name please?

thanks in anticipation of your replies.

jem16

trader_girl wrote: »

i have bonds going back to 1969 that i had forgotten about. have found them out and decided to cash them in. on back of ancient bond it says to cash in 'an application form may be obtained at a Savings Post Office or Bank' does this still apply and does anyone have the website name please?

thanks in anticipation of your replies.

You can still get the form from the post office or download it from the NS&I website.


http://www.nsandi.com/products/pb/cashin.jsp

trader_girl

thanks a lot jem 16 i am going to cash them in a put them into my ISA as i have never won a thing on them.

NeilB

sandpiper wrote: »

Neil,

The easiest way is to telephone them, quoting your customer number, and advising them of your query.

Customer service is open 7am to midnight I believe.

0845 964 5000

regards

Sandpiper

Cheers sandpiper :beer: actually I got a reply from the online query and they are sending my my Bond numbers through the post. Great service - but something you should be able to do online ideally

sandpiper

Whenever I have rung to find out anything they have been most helpful.

In the days when i didnt have a PC I used to ring, quoting my Customer Number, not premium bond number, and they used to tell me if I had won or not.

I have read the comments with interest, and have to say that I win most months.

I dont have the full amount, but do enjoy the "flutter".

regards

Sandpiper:j

Paulisverytall

I still think that there is something fishy about the bonds and winning. I know its all down to luck but I have had £30k for 2 years now, and my wife £27k for a year and we havent won a penny. Of course its all down to luck but I feel you should change the calculator as "vertual Certain win" isnt the case!

cshowell

We have £30k with Premium Bonds and since having £25k in there have had an average annual return of 8.4%. OUr highest single payout is £1000 although we average between £50 - £500 per month. Having also got money with both Icesave and Kaupthing, I consider PBs a much safer bet and plan to use the money we get back to invest in them for the rest of the family. At least that way our money is both secure and accessible.