Totally confused over pension

gorgeousgeorge

House is a housing association property, solely in my name.
I have 2 grown up children from a previous relationship.

As I previously said my illness affects me on a day to day basis, some days worse than others, so I doubt very much that I would be able to claim any sort of disability benefit

I'm sure my partner has made some sort of provisions for me if he dies before I do, he's always said that I will be ok, and I have no reason to doubt him.

I am just concerned about the whole pension thing, but I will be following the advice given about getting State Pension Statement, and what path I need to take in regards to NIC's .
Thank you for your help


Edited to add.
I did work full time from age 16 to 19, and then had a few part time jobs when my children were young.

In the 16 years I have been with my partner, I have only had 1 part time job which lasted a couple of years. ( and that was about 6 years ago )

seven-day-weekend

Please keep us updated as it is also helpful to other people

Murphybear

Unfortunately the rules are unfair. If a couple live together without being married they are treated as a couple for benefits purposes, but are not treated as a couple for pension purposes.

I have friends who got married when he was 80 and she was 70something because trying to sort out pensions was otherwise a minefield!

seven-day-weekend

If you want the benefits of marriage, then you can always get married. I don't see how that is unfair.

Benefits are a different matter as they are means-tested.

margaretclare

I agree with the above. If people choose not to marry, for whatever reason, they can hardly complain 'unfair'.

Sorry post # 19 escaped me. At least that is one problem the OP won't have to cope with in time to come.

There seems to be little in 'the rules' to cover someone who is not well enough to work but not ill enough to claim any of the sickness or disability benefits. The only thing I can suggest is - voluntary NI contributions.

Yes, I've known people who got married late in life for purely financial reasons. DH and I married in our mid-60s, but it wasn't about money. As he put it at the time, it was 'for all the right reasons'.