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Totally confused over pension

24

Comments

  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jackyann wrote: »
    I would also look at what you are entitled to in the event of his death (sorry!).

    If you were not married by the time he passes, you will not inherit any State Pension enitlement from him.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ask him to marry you.....quick.


    If married you can claim 60% state pension, then when he pops his clogs, you inherit 100% of it.....


    Be a bit romantic though ha ha.


    Annie
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    who said romance was dead ;):p
  • :eek: Oh my word, I've never understood pensions or anything , that's why I was so confused when a friend told me to try and claim benefits.
    I'm obviously very naive to things, will be having a chat with him later... Lol
    I've never wanted to get married tho, but obviously 'common law wife' has no standing with pensions etc...
    So if he dies before me, unless he leaves me millions, I'm gonna be !!!!!!ed :eek:
    "I live my dream today, I lived it yesterday and I'll be living yours tomorrow":smileyhea


    If you don't want to work, you have to work to earn enough money so that you won't have to work ;)
  • :eek: Oh my word, I've never understood pensions or anything , that's why I was so confused when a friend told me to try and claim benefits.
    I'm obviously very naive to things, will be having a chat with him later... Lol
    I've never wanted to get married tho, but obviously 'common law wife' has no standing with pensions etc...
    So if he dies before me, unless he leaves me millions, I'm gonna be !!!!!!ed :eek:
    Something else to think about - does he own the house you live in? If the latter, then you would not inherit it if he died unless he had made a will leaving it to you (assuming you are in England).

  • No he doesn't own house we live in, it's social housing, and just in my name as I lived here before we became a couple 18 years ago.
    "I live my dream today, I lived it yesterday and I'll be living yours tomorrow":smileyhea


    If you don't want to work, you have to work to earn enough money so that you won't have to work ;)
  • xylophone
    xylophone Posts: 45,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Plus my wife gets £69 a week based entirely on my pension (she has never worked) as a freebie.

    The OP will reach SPA in single tier - even if she marries now she should see https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181235/derived-inherited-entitlement.pdf

    page 12
  • OP do you have children?
  • No children, both grown up
    "I live my dream today, I lived it yesterday and I'll be living yours tomorrow":smileyhea


    If you don't want to work, you have to work to earn enough money so that you won't have to work ;)
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