We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pre-selected Argos card, where are they getting address from?

I'm into the last month of my post redirection after moving house two months ago. It's trickled down to nothing seeing as all my accounts have been updated with new address and electoral register notified (although they stated I won't be on register until dec). Anyway today a preselected Argos card popped into my letter box after being redirected.

I'm a little worried about this as this seems to be a yearly thing (received one last September too) and Im worried it could lead me to become a victim of fraud of they send one to old address next year too. Is that overreacting?

So how did they get my address and secondly can I request they stop sending me credit card applications?
«1

Comments

  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes you can write to Argos at the address on the letter but unfortunately there's no way of knowing how they got your address or whether other companies will get it from the same place
    Changing the world, one sarcastic comment at a time.
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Quite possible they got it from the electoral roll. Easiest way to find out is to ring them and ask.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Presumably it's pre-selected to apply, which simply means they've bought your details from somewhere and have sent you junk mail.

    On application, a credit search would be performed and probably show that you no longer live at the address, leading to the application being rejected.
  • PaulW922
    PaulW922 Posts: 1,040 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Pre-selected is not the same as pre-approved. When you say 'a preselected Argos card popped through the door' do you in fact mean an application?

    When you set up a postal redirect you have the option of Royal Mail telling utilities etc that you have moved. It is I believe an 'opt out' bit on the application form. I would guess it may be something to do with that - people like Argos do buy address data (though not from Royal Mail) and the fact you have recently moved may mean you are a a prime target for an Argos card as you will need to get stuff for your new home?
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have you opted out of the public part of the Electoral Register?
  • SnowTiger wrote: »
    Presumably it's pre-selected to apply...
    PaulW922 wrote: »
    Pre-selected is not the same as pre-approved. When you say 'a preselected Argos card popped through the door' do you in fact mean an application?
    The OP definitely stated "a preselected Argos card". I can't see any reason for him/her to lie.
    Are you for real? - Glass Half Empty??
    :coffee:
  • Archi_Bald wrote: »
    Have you opted out of the public part of the Electoral Register?

    the above is right,

    when going on electoral roll you have the option to 'opt out' of the 'open' (or 'edited') register. the open/edited register is available to the public, this is one of the sources where Argos might have got you from
  • Sam112_2
    Sam112_2 Posts: 35 Forumite
    Archi_Bald wrote: »
    Have you opted out of the public part of the Electoral Register?

    Yes i defiantly did opt out for the old place.

    Unrelated but I may have accidentally not for the new place as two days after I notified the electoral register about the change of address I received a letter from a sofa company welcoming me to my new address :( can I contact the electoral register again to change that?
  • GaleSF63
    GaleSF63 Posts: 1,541 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If it's the same as my council, you can opt out online. It just asked for my name, address and email address.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The OP definitely stated "a preselected Argos card". I can't see any reason for him/her to lie.

    What is a "preselected Argos card"?

    Argos has decided they want the OP as a customer and has sent a card on the off-chance they they'll use it?

    There were stories of similar happenings in the late 1980s.

    And Argos is so keen to have the OP as a customer that they send them a card every year?

    Nice. :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.