Intrusive rules. I want to complain but don't know how...

AFK_Matrix

RuthnJasper wrote: »

Are Subway giving free samples to every tool who manages to make themselves look a prat over a minimum of 5 MSE Forum pages, or something?!

Seriously - where do these people come from? Why do they do it? What did they do in the days before the internet...? I'm genuinely intrigued. :think:

I would think before the internet they sat down and wrote copious amounts of letters to people. Thus not annoying ordinary people with inane forum posts and waisting peoples time. Now who do I contact to get some compensation for my wasted time? Oh I know engineer_rain could I have your contact details pls I have a complaint.

amnblog

Angry of Narnia

RuthnJasper

But, on a more serious point, there is a thread elsewhere in the Forum, which ran for many pages and was much appreciated by its OP, where a trusting and elderly man had almost all of his savings stolen by his son (https://forums.moneysavingexpert.com/discussion/4764044.

The scumbucket son was able to do this (in large part) because sufficiently robust checks weren't made.

Personally, I am more than happy for my own honesty and finances to be checked out by such questions as posed to the OP if it, in the wider scheme of things, helps to stop such dreadful things happening to others.

amnblog

Ruth


It is really worth stopping billions of dollars being transferred by terrorists and drug cartels if it leads to unnecessary offence to our original poster.

haras_nosirrah

I assume that they are upset that the bank asked for proof of income - are they accusing you of lying by not taking what you say your income on trust?

How about those bank statements - surely looking at what you spend your money on is a breach of privacy

how far can you extend this?

mrs_blackadder

RuthnJasper wrote: »

But, on a more serious point, there is a thread elsewhere in the Forum, which ran for many pages and was much appreciated by its OP, where a trusting and elderly man had almost all of his savings stolen by his son (https://forums.moneysavingexpert.com/discussion/4764044.

The scumbucket son was able to do this (in large part) because sufficiently robust checks weren't made.

Personally, I am more than happy for my own honesty and finances to be checked out by such questions as posed to the OP if it, in the wider scheme of things, helps to stop such dreadful things happening to others.

Good grief. What a terrible story, that poor woman and her dad.

meer53

I have a vision of the OP.

One of those people who say "Don't you know who i am ?" "Your stupid Money Laundering Regulations don't apply to people like me, i'm far too important"

Just how thick can one person be ? It's a good thread though Very funny.

R_P_W

engineer_rain wrote: »

Thanks for all of your comments.

After taking stock of what you all have said I have come up with some actions, suggestions for others. I hope someone might take some lessons learnt from my experience.

1. If possible do not get gifted money and if you do it is probably best not to declare this to the solicitor!

2. Use a solicitor who is has your back. This probably goes without saying but if possible i'd advise using a solicitor which isn't a stickler for the rules. Having a solicitor whos favourite phrase is "i'm going to pretend you didn't say that" is probably in your best interest.

3. If you are a money launderer do not try and buy property.

4. Complaining to your MP is likely to achieve nothing other than annoying everyone.

5. The current law on money laundering puts the burden of crime prevention onto joe public and not where it should be i.e the police. I don't think this is fair. Most of you seem to disagree.

6. There isn't a straightforward way of dealing with BS rules regarding buying a house. Before you make that offer it might be worthwhile considering if the ends justify the means as you may well end up out of pocket and living out of a box if you don't ride the solicitors and bank day and night.

Was the £6000 from your parents compensation for being dropped on your head as a baby?

JuicyJesus

amnblog wrote: »

Ruth


It is really worth stopping billions of dollars being transferred by terrorists and drug cartels if it leads to unnecessary offence to our original poster.

You know what? It really is.

In fact I'm quite happy for all ATMs and debit card terminals to request thumb prints, bra sizes and a full explanation of every movement of every penny into and out of one's bank account since inception to process a transaction if it p*sses off small minded parochial bell*nds like OP.

sulphate

Oh please! We also bought a house last year and part of the deposit came from gifted funds from my lovely mother. It took about 10 minutes to write the letter and another 5 minutes to print off the relevant bank account statements from internet banking. Not really a hardship in the grand scheme of things.

They are just double checking facts, much like you often need references when applying for a job, or proof of ID when buying alcohol if you look under 25, or proof of address if registering at a doctor's surgery.

Get a grip.