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Is this a wimpey no-fines?
stator
Posts: 7,441 Forumite
Does this look like a Wimpey no-fines house?
http://www.rightmove.co.uk/property-for-sale/property-30866391.html
I thought these houses were built in the 1980s but someone has suggested they are prefabs. They are ex MOD but I thought they stopped doing prefabs by then?
It's lumpy render with concrete tiles.
Any help welcome
http://www.rightmove.co.uk/property-for-sale/property-30866391.html
I thought these houses were built in the 1980s but someone has suggested they are prefabs. They are ex MOD but I thought they stopped doing prefabs by then?
It's lumpy render with concrete tiles.
Any help welcome
Changing the world, one sarcastic comment at a time.
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Comments
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The agent seems to think it would be mortgageable, which might not be the case with a poured concrete pre-fab house, the EPC suggests cavity walls too, as does the thickness of the window ledge in the kitchen.
Just a few random observations, as I'm not familiar with the Wimpey design.0 -
What is pre-fab?0
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It means pre-fabricated.What is pre-fab?
In a "traditional" house they build the house up from the ground using bricks and concrete blocks and then put a timber roof with slates on top of that.
pre-fabricated is a term which includes lots of other "non-traditional" types of houses that were designed to be built quickly and cheaply. A lot of them were built after WWII, and some between WWI and WWII to replace houses that were damaged. A city like Plymouth has many pre-fabricated houses.
Some designs used steel frames, some used concrete slabs. 60 years later some of the pre-fabricated house designs are considered defective and the properties aren't easy to get mortgages on.
The wimpey no-fines system was a bit different, they basically build a house mould and poor concrete into it to make all the walls. It's not considered defective like other pre-fabricated houses but it's not considered desirable either!Changing the world, one sarcastic comment at a time.0 -
Thank you for that explanation, in relation to the house within the OP, that seems to be a standard brick house rather than a pre-fab or have I missed something?0
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that seems to be a standard brick house rather than a pre-far or have I missed something?
What makes you say that; can you see any bricks?
Such a shame that pre-fab got such a bad reputation. The way we build houses (and perhaps just as importantly the way we lend on them, as builder make them to be mortgageable) is really archaic.0 -
It's completely rendered.Thank you for that explanation, in relation to the house within the OP, that seems to be a standard brick house rather than a pre-fab or have I missed something?
There is no way of knowing what's underneath, unless there's something similar up the road unrendered.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
The whole estate is like that, about 100 properties. According to old-maps.co.uk this row of houses appeared between 1981 and 1985 but I guess they might not be reliable.kingstreet wrote: »It's completely rendered.
There is no way of knowing what's underneath, unless there's something similar up the road unrendered.Changing the world, one sarcastic comment at a time.0 -
Postcode is PL5 1EX.
Entire area is rendered and painted.
Suggest you call local Colleys (Lloyds Banking Group in-house) surveyor and say you are thinking of purchasing with a Halifax mortgage.
Ask them if they can tell you if they know the construction method and if they are mortgageable.
For PL5 1EX;-Stephen Welsh
Valuation Surveyor
07831 518957
StephenWelsh@Halifax.co.uk
Stuart Beechey
Valuation Surveyor
07880 137695
stuart.beechey@halifax.co.uk
http://www.colleys.co.uk/contact-us/find-your-local-surveyor/default.aspxI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
What does the local surveyor say, they are approachable for general questions such as this.
There are different concrete structures around Wimpey being one of the more heard off.
Some are also better than others hence why mortgage companies won't touch some but lend to others.
The biggest problem was the iron in the concrete, the reason they are shunned is because of the decay in the iron and the lifespan of them is rapidly approaching, some 30 or 40 years so built in the 70's and 80's you can see the problem, so lenders are cautious.0 -
Putting it bluntly, a construction style is either defective under the 1984/85 Housing Acts, or it isn't. If it isn't it's normally mortgageable.
http://defectiveproperties.com/Defective-Property-List.php
Above taken purely for reference, no recommendation intended.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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