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Couple in 80s

245

Comments

  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    As they both worked full time and paid in all their lives then they will both have a state pension. I think that takes them over any pension credit limits
    Tomorrow is the most important thing in life
  • Londonsu
    Londonsu Posts: 1,391 Forumite
    edited 19 October 2014 at 5:38PM
    cifpower wrote: »
    I always get a little irked when someone says "paid taxes all my life". It doesn't really mean anything and implies that they are deserving of something extra.



    What no mention of baby boomers and rich pensioners living of the backs of poor down trodden low paid young people?, that's what people like you normally bang on about (and its getting boring BTW)
  • xylophone
    xylophone Posts: 45,744 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As they both worked full time and paid in all their lives then they will both have a state pension. I think that takes them over any pension credit limits

    Not necessarily if they are entitled to other benefits.

    http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS48_Pension_Credit_fcs.pdf?dtrk=true

    Your appropriate minimum guarantee is the amount of money the
    Government thinks you need to live on each week. It is made up of the
    standard minimum guarantee for a single person or couple, plus any extra
    amounts you might be entitled to for severe disability, caring responsibilities, and/or housing costs. The appropriate minimum guaranteeis often referred to as the ‘appropriate amount’. The standard minimum guarantee is £148.35 a week for a single person and
    £226.50 a week for a couple. If your income is less than this, and you meet the other qualifying conditions, you will definitely qualify for PC. If your income is more than this, you may still qualify if you are entitled to any of the extra amounts explained in the rest of this section, or if you meet the conditions for PC Savings Credit or if some of your income can be ignored.

    The couple should arrange a meeting with a Benefits Adviser at the council or CAB or through Age UK.
  • ConcernedNeighbour
    ConcernedNeighbour Posts: 3 Newbie
    edited 19 October 2014 at 6:49PM
    My grateful thanks to those who took the time to give advice, post links, give support. I now have an idea of where to look and who to contact. Thank you.

    I am going to visit them armed with all this information. But as some on here have said, they don't like the idea of being "a burden" as they called it.
  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you are not too sure the Dwp can send a visiting officer around and help them.
  • [QUOTE=Cyberman60;66781385]The first thing that strikes me is that pensioners do not pay full council tax.

    Also they should get extra heating allowance every year.[/QUOTE]

    Many do! It depends upon your income. My husband and I have to pay full CT and he also pays Income Tax. Many pensioners are in this position.

    This couple could each claim Attendance Allowance for looking after each other and maybe Pension Credit if their income from all sources is not too high. If entitled to any PC, thy will not have to pay rent or Council Tax. Hope this helps.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Pollycat
    Pollycat Posts: 35,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    My grateful thanks to those who took the time to give advice, post links, give support. I now have an idea of where to look and who to contact. Thank you.

    I am going to visit them armed with all this information. But as some on here have said, they don't like the idea of being "a burden" as they called it.

    Good luck with helping this couple. :)
  • nannytone_2
    nannytone_2 Posts: 13,002 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Many do! It depends upon your income. My husband and I have to pay full CT and he also pays Income Tax. Many pensioners are in this position.

    This couple could each claim Attendance Allowance for looking after each other and maybe Pension Credit if their income from all sources is not too high. If entitled to any PC, thy will not have to pay rent or Council Tax. Hope this helps.
    attendance allowance isnt claimed ofr 'looking after each other'. it is claimed by the person that requires care and not the carer.
    you are confusing this with claiming the carers premium
  • BarryBlue
    BarryBlue Posts: 4,179 Forumite
    Many do! It depends upon your income. My husband and I have to pay full CT and he also pays Income Tax. Many pensioners are in this position.

    This couple could each claim Attendance Allowance for looking after each other and maybe Pension Credit if their income from all sources is not too high. If entitled to any PC, thy will not have to pay rent or Council Tax. Hope this helps.

    Quite so. I really don't know where some people get their ideas from. Council Tax benefit is means tested and millions of pensioners are paying the full rate of CT. If they are entitled to Pension Credit, any entitlement to Council Tax benefit will be assessed at the same time but thee is no automatic right to a reduction because of age. It is another fallacy that the benefit bashers love to believe as it suits their agenda. I have even heard some people suggest that the state pension is not taxable.
    nannytone wrote: »
    attendance allowance isnt claimed ofr 'looking after each other'. it is claimed by the person that requires care and not the carer.
    you are confusing this with claiming the carers premium

    This is also true. Attendance Allowance is assessed on an individual basis according to the care required and is paid whether they actually get that care or not. It is quite possible for a couple to both get the higher rate. AA is not taxable, nor is it means tested, and not used in any financial assessment for other purposes as it isn't actually regarded as income. I am surprised IDS and his cronies haven't interfered with this.
    :dance:We're gonna be alright, dancin' on a Saturday night:dance:
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Cyberman60 wrote: »
    The first thing that strikes me is that pensioners do not pay full council tax.

    Where did you get that idea? We certainly pay it.
    Also they should get extra heating allowance every year.

    They'll get Winter Fuel payment, more when you're in your 80s. That will be £150 each.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
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