We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Forgotten Mortgages Details
Comments
-
Danjo - You can apply for historical copies of your register by using a Form HC1. Sun73 is correct in saying that you can download this from our website. If you need further information about the lender(s), then you can apply for a copy of the charge using Form OC2.
https://www.gov.uk/get-information-about-property-and-land/search-the-register
If you scroll down to the "get historical copies" it explains the form and fee required.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
That is useful to know, Land Registry representative. However, with a fee to get details of the lenders, then £10 a time for DSAR to each lender, it could be an expensive way of gathering no useful information.0
-
magpiecottage wrote: »That is useful to know, Land Registry representative. However, with a fee to get details of the lenders, then £10 a time for DSAR to each lender, it could be an expensive way of gathering no useful information.
Plus, the land registry wont say if there was MPPI. And if it was not a lender sold case but a broker, then the lender wouldnt even know if there was MPPI.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
LAND REG REP
Hi,
Could you please have a look at the thread I started for land reg yesterday
Thanks.0 -
magpiecottage wrote: »That is useful to know, Land Registry representative. However, with a fee to get details of the lenders, then £10 a time for DSAR to each lender, it could be an expensive way of gathering no useful information.
It can be expensive depending on what mortgages (legal charges) were in play at any one time. The historical register costs £7 a time so if they were registered at different times then you may be looking at £21.
In the circumstances, and if the OP cannot trace the details through other means, I would recommend contacting us with the specific details re address/title number and a rough idea of time-frame first.
We can then check our records and advise as to what information is available, how to apply and at what cost. Each piece of information is likely to cost £7 but the initial check and reply would be free of charge - the OP would then be able to decide if he/she wanted to apply further or not.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
moneyistooshorttomention wrote: »LAND REG REP
Hi,
Could you please have a look at the thread I started for land reg yesterday
Thanks.
We have done - roughly an hour ago?“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Land_Registry_representative wrote: »We have done - roughly an hour ago?
Oh right. Thanks. Will go and have a look.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards