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Shifting this debt one £ at a time.

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  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A small payment made today. I've got some more going out later on ebay so hopefully will be able to do some more tomorrow.

    I've been focussing on listing and surveys the last few days. Little jwil is back to nursery tomorrow so hopefully I'll be able to get a bit more done now.

    I really want to make a dent in my payments this month so must stay focussed.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£3000[/STRIKE] - £2880M
    2.[STRIKE]£200[/STRIKE] - £160MCA
    3.[STRIKE]£526[/STRIKE] -£385 TDBC133
    4.[STRIKE]£400[/STRIKE] -£390 WW
    5.[STRIKE]£160[/STRIKE] -£150 EO

    Total: [STRIKE]£4286[/STRIKE] - £3965
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£3000[/STRIKE] - £2878M
    2.[STRIKE]£200[/STRIKE] - £159MCA
    3.[STRIKE]£526[/STRIKE] -£385 TDBC133
    4.[STRIKE]£400[/STRIKE] -£390 WW
    5.[STRIKE]£160[/STRIKE] -£150 EO

    Total: [STRIKE]£4286[/STRIKE] - £3962
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Great Declutter 2016

    Books (car boot) - 543
    Magazines/Newspapers (recycled) - 376
    Ebay sales (posted) - 1424


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)
    19. DVD (car boot)
    20. Bumper (charity)
    21. Pyjamas (recycling)
    22. Sock (recycling)
    23. Plaque (car boot)
    24. Wash bag (car boot)
    25. Cushion (bin)
    26. Clothing bundle (recycling)
    27. Pet bed (bin)
    28. Paperwork (recycling)
    29. Soft toy (car boot)
    30. 2 x phone chargers (car boot)
    31. Assorted toys (car boot)
    32. Embroidery kit (car boot)
    33. Phone accessory (car boot)
    34 - 75. Children's books (car boot)
    76. Toy lorry (car boot)
    77-78. Children's books (car boot)
    79-80. Puzzles (Given to neighbour)
    81. Boxes from various electrical items (recycled)
    82. Organiser (Car boot)
    83. Printer cable (Car boot)
    84. Box of floppy discs (Car boot)
    85. Degraded pot of hair gel (bin)
    86. Bag of batteries (recycling)
    87-88. bags of soft toys (charity shop)
    89-90. bags of needlework items (neighbour)
    91. Childrens brush and comb set (car boot)
    92. Box of books (charity)
    93. Bag of stained/damaged clothing (recycling)
    94-101. Pans/Trays (scrap)
    102-105. Plastic bowls (bin)
    106-109. Cooking accessories (car boot)
    110. Broken Toy train (bin)
    111. Toy car (car boot)
    112. Gardening gloves (car boot)
    113. 4 x cds (car boot)
    114. Odd string (bin)
    115. Wicker basket (car boot)
    116. 2 x empty perfume bottles (recycling)
    117. Childs cup (car boot)
    118. Sweets (left over from our wedding!) (Bin)
    119. Pen (bin)
    120. Broken bowl (bin)
    121. Computer and accessories (car boot)
    122. Papier mache box (relative)
    123. 2 x hairbrushes (relative)
    124. Pram liner (car boot)
    125. Plastic tub (car boot)
    126. 2 x pairs 3d glasses (car boot)
    127. Misshapen pillow (bin)
    128. Assorted food (recycling)
    129. Tea pot stand (relative)
    130. 2 x hats (relative)
    131. Stool (relative)
    132. Cushion (relative)
    133. Model car (relative)
    134. Jumper (car boot)
    135. Assorted clothing (recycling)
    136. Paperwork (recycling)
    137. 6 x pairs underwear (recycling)
    138. Bag of clothing (recycling)
    139. Breast pads (car boot)
    140. Lanyard (car boot)
    141 - 142. Body lotion (used up, recycled)
    143. Body spray (used up, recycled)
    144 - 149. Bottles of alcohol (to be sold)
    150. Assorted packaging (bin)
    151. Mirror (car boot)
    152. Washbag (car boot)
    153. Cloth bag (car boot)
    154. Wrapping paper (recycling)
    155. 18 x mixed items (passed to relative)
    156. Bag of assorted items (passed to relative)
    157. 6 x plants (dead :o )
    158. 2 x perfume bottles (recycling)
    159. Oven gloves (bin)
    160. Shoes (recycling)
    161. Toilet brush (bin)
    162. 2 x candle holders (car boot)
    163. 2 x candles (bin)
    164. Assorted bits and pieces (bin)
    165. Razors (bin)
    166. Gym ball (car boot)
    167. Scart lead extension (car boot)
    168. Small jug (car boot)
    169. Bottles oil/perfume (recycling)
    170. Body lotion (used up, bottle recycled)
    171. Diary (recycled)
    172. 6 x packets seeds (bin)
    173. Laminated document (bin)
    174. 2 x bags shredded paper (recycling)
    175. Huge pile paperwork (recycling)
    176. DVD (car boot)
    177. Assorted electric cables (car boot)
    178. Wool offcuts (bin)
    179. Assorted toiletries (used up and recycled)
    180. Box full of assorted makeup (bin)
    181. 6 x bottles of part used suncream (recycled)
    182. 1997 Diary (recycled)
    183 - 184. DVDs (car boot)
    185. Big bag fabric (charity)
    186. Big bag clothes (charity)
    187-188. 2 bags assorted needlework booklets (charity)
    189-192. DVDs (car boot)
    193-194. 2 bags clothes (charity)
    195. DVD (Car boot)
    196. DVD (car boot)
    197. Socks (recycling)
    198. Crate (car boot)
    199. Pillow (Bin)
    200. Ice scraper (bin)
    201. Greaseproof paper (recycling)
    202. 3 x sweet/biscuit tins (recycling)
    203. Bag of assorted used shoelaces/string (bin)
    204. Assorted pet bits and pieces (bin/recycling)
    205. Cooking tray (car boot)
    206. Dummies (car boot)
    207. Bag of baby clothes (friend)
    208. Cat scratcher (bin)
    209. Plastic crate (bin)
    210. Plastic crate (bin)
    211. Underwear (recycling)
    212. Selection of hats (charity)
    213. 18 x bibs (charity)
    214. Play arch (charity)
    215. Plastic crate (bin)
    216. 2 bags of clothes (charity)
    217. Kettle (relative)
    218. 2 x boxes full of bars of soap(!) (car boot)
    219. Novelty gift (bin)
    220. Pram toy (car boot)
    221. Cot mobile (car boot)
    222. 2 x raidator airers (car boot)
    223. Note cards and case (car boot)
    224. Pregnancy test unused (car boot)
    225. Fabric (car boot)
    226. Baby Socks (car boot)
    227. Moses basket and stand (friend)
    228. Moses basket sheets (friend)
    229. Baby clothes (friend)
    230. Pillow (bin)
    231. Carpet offcut (bin)
    232. Doormat (bin)
    233. Belt (bin)
    234. Hat (charity)
    235. 2 x tops (charity)
    236. Shoes (recycling)
    237. 2 x videos (car boot)
    238. 2 x teddies (car boot)
    239. 2 x pillows (bin)
    240. Dog toy (bin)
    241. Computer chair (broken, so bin)
    242. Pen (bin)
    243. Playing cards (car boot)
    244. Bag of clothes (friend)
    245. Bag of clothes (charity)
    246. 7 x pairs socks (recycling)
    247. 16 x books (recycling)
    248. 2 x phone books (recycling)
    249. Assorted dog bones (food waste)
    250. Assorted destroyed dog toys (bin)
    251. Pair shoes (recycling)
    252. Mirror (friend)
    253. Dog toys (bin)
    254. Dog cushion (bin)
    255. Assorted clothing (charity)
    256. Assorted bric a brac (charity)
    257. Plastic crate (bin)
    258. Socks (recycling)
    259. Travel system (car boot)
    260. Motorbike boots (recycling)
    262. Underwear (recycling)
    263. 10 x puzzles (neighbour)
    264. Trainers (recycling
    265. Bag (bin)
    266. Shoes (car boot)
    267. 2 x photo frames (car boot)
    268. Stationary set (car boot)
    269. Cable (car boot)
    270. Cd Cases (car boot)
    271. Blank CDs (car boot)
    272. Bottle case (car boot)
    273. Spring toy (car boot)
    274. Mug (car boot)
    275. 3 x snowglobes (car boot)
    276. 2 x incense holders (car boot)
    277. Craft print (car boot)
    278. Keyring (car boot)
    279. CD storage case (car boot)
    280. Decorative rock (car boot)
    281. Hat (car boot)
    282. Teddy (car boot)
    283. 3 x bags clothes (charity)
    284. 6 x cloth bags (car boot)
    285. Trainers (recycling)
    286. Trainers (car boot)
    287. Slippers (car boot)
    288. Shoes (car boot)
    289. Make up bag (car boot)
    290. 2 x bags (car boot)
    291. 2 x cloth bags (car boot)
    292. cat bed (car boot)
    293. Shoes (car boot)
    294. Bag (car boot)
    295. Shape sorter (car boot)
    296. Rocker (car boot)
    297. Trike and trailer (car boot)
    298. Bag of baby toys (car boot)
    299. Gift bag (reused)
    300. 3 x trousers (recycling)
    301. 4 x tops (recycling)
    302. Mug (car boot)
    303. Car manual (car boot)
    304. Key rings (car boot)
    305. Lighters (Passed on)
    306. Badges (passed on)
    307. Chain locks (car boot)
    308. DVD (bin)
    309. pen (bin)
    310. 2 x car seats (tip)
    311. Soft toy (car boot)
    312. Trainers (car boot)
    313. Clothing (bin)
    314. 4 x books (recycling)
    315. Underwear (recycling
    316. Boots (recycling)
    317. Golf ball (car boot)
    318. 12 x maps (car boot)
    319. Part of toy lorry (bin)
    320. Glue (solid, bin)
    321. Suitcase (car boot)
    322. Hot water bottle (degrading, bin)
    323. Jeans (recycling)
    324. Box of soft toys (car boot)
    325. Sterilising tub (car boot)

    Ebay listings (not counting towards declutter total) - 1500
    Survey earnings: Amazon Vouchers - £125, Paypal/cash £253.48, Other vouchers - £20
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everyone is well. I've been focussing on surveys and listings the last few days. I've received a £10 amazon voucher and am also waiting for a £10 sainsburys voucher and another £25 amazon vouchers :T I'm only a couple of ££ short of a You Gov cashout which will be fab especially as I only cashed out at the end of last year - normally it takes me 2 years or so to get to cashout on there :D

    Sales are still trickling out, so another small payment made today. I prepped a few more listings yesterday so will try and get them on today.

    I must try and persuade DH to go into the loft as I think there are a few higher value things I can sell up there :D

    I feel like I'm starting to get some mojo back, it's been well and truly missing for a few weeks now. I have got 3 months til I go back to work and the house doesn't look any better yet so I want to get on.

    I'm going to lurk on fly lady to see if that encourages me to do at least some of it :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£3000[/STRIKE] - £2874M1810
    2.[STRIKE]£200[/STRIKE] - £160MCA
    3.[STRIKE]£526[/STRIKE] -£385 TDBC133
    4.[STRIKE]£400[/STRIKE] -£390 WW
    5.[STRIKE]£160[/STRIKE] -£150 EO

    Total: [STRIKE]£4286[/STRIKE] - £3959
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A couple more sales overnight so that's good. I managed lots of listings yesterday so fingers crossed for some more.

    Really annoyed, someone overseas bought 2 items from me. They have been damaged in the post, and they asked for a partial refund. I said no and to return them as I don't tend to offer partial refunds, especially when I think they might be taking the mick (the box is damaged, but the item itself isn't, and I could resell it even with the damaged box).

    Anyway, they decided to keep the one more expensive item, but said they wanted to return the smaller cheaper item. I said yes, so they've opened a return case. Now all of the paypal funds are on hold, even though they only opened a return case for the smaller item :mad: And they seem to have disappeared off the face of the earth. So now I have to wait for over £30 of paypal money until I either get the item back or the return case automatically closes. It's so annoying, I don't mind them holding the funds for the small item, but holding the funds for the bigger item as well when they haven't even asked to return it is frustrating. :mad:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    V annoying. There are times when it just doesn't seem worth it...

    Hope your weekend is ok

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    V annoying. There are times when it just doesn't seem worth it...

    Hope your weekend is ok

    Xx

    Thanks Brizzle, it's really annoying when things go wrong!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 October 2016 at 5:42PM
    Right, I've made a small effort at flylady today :)

    Pinched from the thread:

    Magical Monday - Barnacled Bathroom and Sociable Study/Pc Area
    Level One...
    [STRIKE]Clean floors in these rooms (even if it is around the clutter)[/STRIKE]
    [STRIKE]Throw away all those empty bottles of shower gel, shampoo, conditioner, hairspray etc. I know they make the room look pretty but they are just cluttering up the place..!![/STRIKE]
    Level Two...
    [STRIKE]Clean baths, toilets and sinks[/STRIKE]
    [STRIKE]Remove and bin all those slivers of soap that you have been saving, do you really need them?[/STRIKE]
    [STRIKE]Clear any clutter from desk[/STRIKE]
    [STRIKE]Dust PC and desk and wipe off those cup rings!![/STRIKE]
    Wipe keyboard, house phone, sockets, switches and mouse etc
    Level Three...
    Clear clutter from floor
    Wipe down tiles in bathroom.. [STRIKE]defragment the pc while doing this (programs.. accessories..system tools.. defragment!.).. if you do the disc cleanup as well, clear all the cookies and temporary files too[/STRIKE]
    [STRIKE]Delete 10 links in your favourites which you no longer use or are dead![/STRIKE]
    Clean shower screen/curtain if you have one/if required
    Clean/wash the brushes/dust box/filters on the vacuum cleaner!!!! .. make sure they are completely dry before using it though.. I don’t want anyone electrocuted!!
    Change hand towels and flannels
    Extra mission:
    Wipe the skirtings, door and window frames in these rooms
    Wash your bathroom mats, nets, clean blind/curtains etc
    Grab a binbag and fill it with stuff to leave the house.. rubbish or charity shop or to donate to a friend!
    Clean the radiators in these rooms
    Pull out the pc and desk and clear under and behind it.. how much money did you find? Clean windows, hang up clean nets and draught-proof curtains and any table cloths/throws or other dust and grot gathering bits of fabric!
    Wipe sticky and dirty marks off the walls and doors


    Not a bad start, I might try and do some more this week.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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