What the hell is wrong with me..Spendaholics Anonymous

mobo1980

Good morning

Hope your having a good day today !

I did the pay the smallest debts off first and got debt free , It's definately better for motivation seeing your debts bite the dust ! Unfortunately I bought a house and now have debts again so am going to use this method again !

Mobo xx

laurag89

Good idea

Buying a house is an acceptable reason to have debts the good thing is you have something to show for it. All my debt was for nothing to be honest ..... Clothes, cars, shoes, anything. Regret it now.

I'm making small dents in it.

Your doing so well

mobo1980

Good morning


Hope things are looking a bit brighter for you today , I agree the toilet rolls are a must have so think you've still had a NSD

Thanks Laurag89 I love my little pad and because I had to wait years it's even more special , but the first time I was in debt it was on the cars and well pretty much anything like you said
Are you a Dave Ramsey fan too ?



Mobo xx

theemptypurse

Mobo and Laura - what a lovely surprise when i logged in Thank you so much for motivation...It really helps ...I have requested a refund and been selling a few things ...so I have £35 !!! a few more ebay sales tonight i hope this will become £50 ..Grins :P

Good luck Mobo so nice to have your own little pad even if it comes with the necessary evil of bills

Hope your weekend was good and that man of yours is spoiling you rotten Laura

laurag89

Mobo1980: I won't lie I hadn't heard of him but I did just look at his website and I do think I will be becoming a fan! Thanks!

I'm trying my best to be good and I'm saving for mortgage at the moment me and my OH are putting in £300 a month towards it so I'm doing pretty good with paying debts off at the same time!

mobo1980

Ooh thats fantastic £50 lovely
I must admit i've never got the hang of Ebay so tend to do car boots,although after the last one I wont be doing one for a long time!!

Which debt are you going to kill first !? my trouble is my smallest debt is my overdraft - EEK !! I'm paying some money off this soon

Laura- Dave Ramsey was a huge motivation first time I got debt free also Americas cheapest family (on youtube) but they can be extreme haha

My mortgage is definately worth it had quite an unsettled life so to have my own place is amazing !

Mobo xx

laurag89

I paid my mum back first I owed her the least amount, that's all paid now! I am on to my Tesco credit card which is my second smallest debt, have £330 to pay off this one!


I will be looking at Dave Ramsey's website later, a job on my list to do before I go to bed.


I have done a car boot before but found it took up a lot of time, and I didn't come away with much money to be honest. Ebay isn't much better unless it is branded stuff!

laurag89

theemptypurse: Hope you had a lovely weekend, with as little spend as possible. I did get spoilt, OH took me out for an Indian, was a lovely treat

mobo1980

Hi guys !

£330 thats a nice doable amount im sure you will have kicked it to the kerb soon Laura
After the last car boot i'm not in a rush to do another one - I was practically giving the stuff away
I haven't looked at Dave Ramseys website I must admit i have found him on youtube and bought one of his books , I will have to have a nosy myself

Mobo xx

dottyanne

Hi, just wanted to pop in and say well done for making a start and putting your plans in place...this board is excellent for motivation - good luck