What the hell is wrong with me..Spendaholics Anonymous

laurag89

P.s I notice you live in Dorset - Me too

theemptypurse

Laura - Thank you so much for thoughtfulness and wise words - i appreciate that very much

After seeing your signature i'm going to do my own challenge pay off 3 debts in 3 months ...Here goes nothing ...

laurag89

go for it! You can do it, if I can you 100% can!

MoneyMate

theemptypurse wrote: »

Thank you both so much just what i needed a little lift :)
Doing well with Slimming Mrs H ! Impressed.

I have read loads ...another late night ...must admit i still feel sick at the state of things ..:/

Sorry this is a Little Lifter Hope it Help Laugh and the World Laughs with you, always look on the Bright side of life.

Welcome to MSE Hope your problems are sorted soon :beer:

theemptypurse

What a lovely little lift Money mate ...lol Thank you

theemptypurse

Getting rid of some smaller debts first I hope this will motivate me each month to carry on...
Debt 1: £270
Debt 2 : £710
Debt 3 : £260
Debt 4 : £600
Debt 5: £900
Debt 6: TBC
Debt 7 : TBC
Debt 8 : TBC

laurag89

Wooohooo I hope this works for you like it's working for me, I find paying small ones first helps with motivation

DollyDreamer

Well done for getting yourself on board things seem hard at the beginning I am in month three and at the moment its not great but I will keep going. You will be fine once it starts to reduce

theemptypurse

Thanks so much for the support

Ooooh Dolly I like your strike out well done ...hope that will be me soon

Thanks Laura that gives me a little incentive I am an impatient cow lol so cant wait to see some progress for me

You have all been so wonderfully supportive...

Today i spent £1.79 so not too bad ....on Toilet Rolls

laurag89

I think that could be classed as a NSD really as toilet rolls are a must have.... not a luxury!!
Your doing really well just by starting the diary and breaking it all down.... the paying it off becomes addictive even tiny amount to debt number 1 as an overpayment will make you see it coming down and you will want to keep doing it. That's what happened to me.


I pay minimum on all of my other debts except for whichever one I am tackling at that time which I chuck every spare bit of money I can at.
Seems a lot less scary than me focusing on £16,000 which makes me feel rather sick.