The £1,000 emergency fund challenge.

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  • kdalwayskint
    kdalwayskint Posts: 789 Forumite
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    Hi

    I haven't been in for ages, but still trying to get my fund up to £1000, I had managed to get it up to about £400 but needed to use some recently to help my son buy some furniture for his flat, if I hadn't been saving towards my £1000 I wouldn't have been able to help him, so I'm glad it was there, now to start building it up again.

    Catch you all soon :)
    new challenge?
    £1 a day for Christmas 2024 £100.60 / £366 ~
    Got married 24/05/19 ~ Credit Card
    DFW Nerd #1155 ~
    LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £0
  • amber03
    amber03 Posts: 1,238 Forumite
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    No 112 £326.00 . Not been on for a long time due to RL. Back on board now as finishing one of my jobs , just going to concentrate on my other job and family life. So need to ensure the emergency fund is always high. At the moment it's lower than I would like so going to throw everything into it that's spare.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • foxyloxy11
    foxyloxy11 Posts: 344 Forumite
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    Managed to transfer an extra £5 to the fund. I was going to get my daughter chips, cake and a drink after her gymnastics on Saturday but husband picked us up early. I transferred the money I would have spent :)
    £1000 Emergency fund challenge #225 - £1000.00.00/£1000- End of Baby Step 3 (A work in progress)
  • dreamtruce
    dreamtruce Posts: 101 Forumite
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    Since moving out and into my own home, I've started all my savings accounts again.

    This month I've deposited £100.00 and hoping to deposit more once this month is up.

    £100 / £1000 is how my total stands.
    Home Deposit: £100.61|BULSFund: £50.00|EmergencyFund: £89.76 | Retirement: 5.21| Xmas 17:£10.00 |July NSD:1 / 15
  • patman99
    patman99 Posts: 8,532 Forumite
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    Good start. The only way is up from here.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • LittleMissDetermined
    LittleMissDetermined Posts: 8,072 Forumite
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    Added some more to my EF today which now stands at £1048.09


    I'm hoping there's no glass ceiling on this thread?


    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • patman99
    patman99 Posts: 8,532 Forumite
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    No, there's no glass ceiling here. If you wanted to (and had another Bank Account), you could join DreamerHelen's 3-6 month salary challenge and save into that as a secondary fund.

    Anyway, I am now back to the position where my main acount is up to my minimum amount, s £11.06 went across to my EF today.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • foxyloxy11
    foxyloxy11 Posts: 344 Forumite
    First Anniversary Combo Breaker First Post I've been Money Tipped!
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    transferred oddments today so new total of £375.63...creeping in the right direction
    £1000 Emergency fund challenge #225 - £1000.00.00/£1000- End of Baby Step 3 (A work in progress)
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,072 Forumite
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    patman99 wrote: »
    No, there's no glass ceiling here. If you wanted to (and had another Bank Account), you could join DreamerHelen's 3-6 month salary challenge and save into that as a secondary fund.

    Thank you, I have already joined Helen's troops and have a 3-6 month fund. It's a bit up and downy as that's the one I use as a 'go to' find for holiday spends etc but it's slowly growing

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • patman99
    patman99 Posts: 8,532 Forumite
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    Checked my EF today only to find the RAC have renewed my membership without contacting me first. I will be contacting them to complain.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

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