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Working towards being debt free and a new house.

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  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy Christmas diary :)
    We're having a fab day here :) The kids are very happy with everything they got, no ridiculously expensive stuff (luckily none of them wanted any) and the youngest as usual was more interested in the boxes :D
    And so begins 365 days of Christmas shopping :D I love shopping in the sales!
    Back to work for me tomorrow, at least I always get this day off :)
    Hope everyone reading is having a good Christmas Day :xmastree:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good evening diary :)
    Raided the Boxing Day sales today (love next!) and managed to spend about £100 :eek: but that did include a new £80 watch for DH birthday.
    Jumped on the wifi fat, turns out I've put some weight on :o and now weigh 14st 11lb so have given myself a new challenge alongside my debt busting :)
    Would be nice to hit 12st something again :)
    Night diary!
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello diary :)
    Works been hard for the last couple of days :( at least next month I have a week off :)
    Just need to get through the next 3 weeks and then I'll be off :j
    At least I get New Year's Day off. Means I can enjoy New Year's Eve with the family.
    Bring on 2017, I'm itching to make headway with this debt :D
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm quite disappointed in the sales tbh but I am looking for a new kitchen and b&q don't have any offers this year......typical lol xx

    Hope you have a lovely new year xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello diary :)
    Well it's New Year's Eve and I'm finally sat down in front of the tv with a nice cup of tea :j
    Hey Abba, hope you have a lovely new year too :)
    Will grab a calculator and see how much debt were carrying into the new year :(
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy new year diary :)
    Well I totalled up debts for the end of the year (and this isn't including the car as I'm still unsure on the total)

    CC1 £900 (0% till Jan 2018)
    CC2 £705 (0% till March 2017)

    Total amount owed £1,605

    Should be easy to make headway with this part of the debt :j
    I'm off to sleep now, can't believe it's the beginning of a new year already :eek:
    Night diary and happy new year to anyone reading this :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Happy nee year xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello diary :)
    Well the new year is now a couple of days old and I've been reasonably good with money so far.
    Was going to take the kids to the local play place on New Year's Day while DH recovered from his hangover, but one of the kids wasn't well so that saved us a few quid.
    Then yesterday we were going to go out for dinner (would have cost us about £60) as we haven't been to our favourite restaurant in ages. The kids had helped themselves to some toast just before 12 so that ruled out going out for a big dinner at that point, so thought about McDs but ended up spending £6 or so on some desserts in the local supermarket and having sausage and mash from all the Christmas leftover spuds. Very MSE :rotfl:
    Kids back to school from tomorrow so no more splashing out in them as back to work again :(
    Need to do loads of housework today and start getting uniforms sorted :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good evening diary :)
    Managed to stock up on cheap food today :) so we're going to try and eat the contents of the freezer and cupboards for January, so should be a cheap month for shopping.
    Still need to concentrate on the money saving. We're about 2/3 of the way towards clearing the car debt.
    Can't wait to celebrate being debt free :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • So close!! Exciting times :)
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
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