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loan with no guarantor

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  • 19lottie82
    19lottie82 Posts: 6,030 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    weezy88 wrote: »
    what were the repayments like for your loan with them?

    About 50% apr, possible more
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    marco806 wrote: »
    Springcoin and On Stride will loan to you.

    i got offers from both and i have a terrible credit rating although i do have an excellent salary which may have swung it for me.

    have to email them last 30 days bank statements and payslips.

    got money from springcoin within 1 hour of being accepted.

    I'm sure you did. If I was charging 50% APR, then I'd be keen to get it earning for me without delay.
    No free lunch, and no free laptop ;)
  • marco806
    marco806 Posts: 40 Forumite
    macman wrote: »
    I'm sure you did. If I was charging 50% APR, then I'd be keen to get it earning for me without delay.

    Indeed, so 2 happy parties, i went in with my eyes open, got a fair sum and i can manage the monthly repayment easily.

    they win and im happy.

    what is not to like?
  • bargainbetty
    bargainbetty Posts: 3,455 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    marco806 wrote: »
    Indeed, so 2 happy parties, i went in with my eyes open, got a fair sum and i can manage the monthly repayment easily.

    they win and im happy.

    what is not to like?

    50% APR, for a start.
    Some days, it's just not worth chewing through the leather straps....
    LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!



    May grocery challenge £45.61/£120
  • Hey guys! Any tips on how i can get out of this very bad situation? Im 21 and have ran out on ideas as can't rely on my family etc...ok so i took out a loan with tsb £11000,over 5 years,and just looked its around 20% apr...i took out a loan to invest into a buisness and advertising,then to realise the company was a scam and as it was an international transfer,the bank said they cant do anything about getting the money back,the fraud team was useless after a few attempts,rang trading standards and they are trying their best but doesnt look like anything will come of it,working all hours just to get by,also giving up alot of things! After getting into this debt having to loan 5k of a freind and selling my car to get by and have some money to get another car on finance as other wise i couldnt get to where i need to work etc,really starting to worry! Any help? Thanks
  • marco806
    marco806 Posts: 40 Forumite
    50% APR, for a start.

    Dont think you get this free market lark?.

    I am happy, and so is the lender.

    You can be as churlish and "superior" as you like my friend.
  • 19lottie82
    19lottie82 Posts: 6,030 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    123sky123 wrote: »
    Hey guys! Any tips on how i can get out of this very bad situation? Im 21 and have ran out on ideas as can't rely on my family etc...ok so i took out a loan with tsb £11000,over 5 years,and just looked its around 20% apr...i took out a loan to invest into a buisness and advertising,then to realise the company was a scam and as it was an international transfer,the bank said they cant do anything about getting the money back,the fraud team was useless after a few attempts,rang trading standards and they are trying their best but doesnt look like anything will come of it,working all hours just to get by,also giving up alot of things! After getting into this debt having to loan 5k of a freind and selling my car to get by and have some money to get another car on finance as other wise i couldnt get to where i need to work etc,really starting to worry! Any help? Thanks

    Start your your own thread, you'll get a better response
  • Nationwide have a soft search checker. You could try that.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    19lottie82 wrote: »
    Start your your own thread, you'll get a better response

    They were told to start they're own thread yesterday but still havent done so.
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