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Friend cancelling Holiday.Am i covered?

Due to go away in 10 days time with a friend. A close relative of hers has had a stroke. The flights a restrictive so we can't get any sort of refund or even change the flight dates.
Obviously I don't want to go on my own. I do have Travel insurance with Natwest. The policy states I am covered if my close relative is ill. Can anyone help please? Its closed today

Comments

  • Pollycat
    Pollycat Posts: 36,228 Forumite
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    MrsVF wrote: »
    Due to go away in 10 days time with a friend. A close relative of hers has had a stroke. The flights a restrictive so we can't get any sort of refund or even change the flight dates.
    Obviously I don't want to go on my own. I do have Travel insurance with Natwest. The policy states I am covered if my close relative is ill. Can anyone help please? Its closed today

    But it's not your relative that is ill.

    What does your friend's policy say about cancellation for illness of a relative?
  • Barny1979
    Barny1979 Posts: 7,920 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Why don't you still go on the holiday? I've been on a few holidays on my own and they're good to clear your head and fully relax with no schedules or compromises needed to be made for someone else?
  • This is the problem. This scenario is not in the policy under 'covered and not covered'.
    Wondered if anyone would know?
    thanks
  • Pollycat
    Pollycat Posts: 36,228 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    MrsVF wrote: »
    This is the problem. This scenario is not in the policy under 'covered and not covered'.
    Wondered if anyone would know?
    thanks

    Assuming this is your friend's policy?

    It sounds like she's not covered.

    Maybe worth contacting your insurer and asking if you can make a claim.


    Who is lead passenger on the booking?
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Usually the policy will cover you if your relative or a close relative of a person you are booked to travel with is ill.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Is it a joint booking or two separate bookings at the same time?
  • Its a joint booking.
  • System
    System Posts: 178,430 Community Admin
    10,000 Posts Photogenic Name Dropper
    duchy wrote: »
    Usually the policy will cover you if your relative or a close relative of a person you are booked to travel with is ill.
    I've just had a look at the following and they don't include close relative of a travel companion but may cover if a travel companion cancels because of their illness though
    Axa
    InsureandGo
    MoreThan

    Only the travel companions insurance would cover it
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • jpsartre
    jpsartre Posts: 4,093 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MrsVF wrote: »
    This is the problem. This scenario is not in the policy under 'covered and not covered'.
    Wondered if anyone would know?

    Yes, your travel insurer. Give them a call.
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