Brogden's Debt Disaster & Self Managed DMP!

Brogden

Dansmam wrote: »

No, I couldn't believe it either, but it's true and I've adjusted - why I'm on here actually:rotfl: but still cross - was a projection, yes, but one I saw come to fruition for older colleagues and had no reason to think it wouldn't for me. Nuff said. Am a pretty cheerful person in RL, don't think my RL friends would recognise me here, probably for the best...Cheering up immediately, as instructed :j
Thanks Brogden x

It's always a bit worse going forward isn't it ?

Those old timers didn't half have it good didn't they? (True)

Are you sure you are not now looking at a projection of the new scheme in isolation and not taking account of everything you have built up in the old scheme to last year?

Dansmam

Absolutely certain, but ho hum x

in_need_of_direction

Hey mr b, hopefully your wife not working will help reduce household spends. Hope you didn't think I was prying was just concerned.

Brogden

in_need_of_direction wrote: »

Hey mr b, hopefully your wife not working will help reduce household spends. Hope you didn't think I was prying was just concerned.

Hi INOD......of course I didn't think you or anybody else was prying !!

To be honest it won't reduce household spends by one beef sausage !!

Brogden

Bliss :j I am on leave until the Tuesday after the bank holiday which means...........a week from now I will still be off work :D:D!!

I am quite pleased with myself as over the weekend I have finished redecorating the wall in my office / leisure room which was replastered following the damp issue.......this is hopefully now cured (started this last week actually) but that's lining paper, emulsion, skirting - just got to roll the carpet back in place and vac and dust :cool: At the same time I have touched up the hallway walls where the DD's deposit bits of dinner as they walk through from the kitchen :mad: !!

As I have been a bit involved in 'extra-curricular' jobs and P&F's I am fully aware of a 'slipping' in my MSE-accounting disciplines and rolls of paper / cans of paint have made the spending pattern a little non-routine.......SO.......an hour or two on the spreadsheets is required so I know exactly where I am up to. I will then fill the daily envelopes up to payday !!

I need to keep in mind that my 'P&F by instalments' to the Carboot Hellifax debt require an extra £500 during April and a further £500 during May. I am being motivated by the fact this will have a very good effect on the signature when completed. This gives me a slight dilemma as I am still considering the pension contribution to pay in April as I have to select that online by the end of tomorrow :eek: !! I'll have to mull that over as I vac !!

Also.....if the weather improves I will get outside to clear a shameful pile of debris from the garden. Its horrible having such a messy garden with everything soaking wet and the rain too heavy to go and do something about it !! It might be better today !!

Happy Monday all

Broggers

Verbatim

Enjoy your time off. It all sounds as if it will be very productive.

Puzzcat

HAPPY EASTER BROGS...




Hope all ok at Brogden Towers..




Love Puzz. x

Verbatim

Missing you Brogden. Happy Easter!

Brogden

Thank you Verb !!

I can't believe you're missing me though !!

A happy Easter to you too :beer:

Brogden

Puzzcat wrote: »

HAPPY EASTER BROGS...




Hope all ok at Brogden Towers..




Love Puzz. x

Thank you Puzz x ........and you have a lovely Easter too :beer: !!

I always thought these Puzzcats were all attitude but they're really very nice. I might get one if I see one in the sales x