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Refused credit card

rustywallet · 2014-09-25 21:52:15

Hi, me and my partner have never had a credit card, but we were advised that it is a good idea to get one to help our credit rating for a mortgage. We both applied for a card from our bank (we belong to the same bank) and he got turned down, but my application was accepted. I don't understand why as we are on average…

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LplateSaver Posts: 351 Forumite

26 September 2014 at 1:23PM

rustywallet wrote: »

We'll call the bank tonight. I hope the rejection doesn't affect his credit rating, and I hope the bank do issue him a card.

They should point you in the direction of the reason. If it is hinting its to do with their own criteria (ie not experian etc) then I'd consider sending them a letter asking them to reconsider their decision including proof of income in the letter.

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Refused credit card

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