Help, I think someone is trying to extort money from me by saying I hit their car

colino

Wouldn't have bothered with a letter, but remember and come back and tell us the scores.

AdrianC

Nope, I wouldn't give him the satisfaction. Ignore it. If he says anything, tell him to speak to his insurers. End of.

If you must, then tone it WAY down. CCTV evidence? Of what? Constant footage of the last week? Seriously? Report harrassment to the Police? You might as well tell him that he's getting to you...

If you really, REALLY must, then remove that last sentence, the implicit threat.

hugoshavez

GeorgeDawes wrote: »

He initially sent me a handwritten letter which I quoted in the original post. How is this for a reply? Should I send it? What do you think?

Would strongly advise against it.

This was better advice:

If you get any correspondence over this then pass it on unanswered to your insurer to deal with

arcon5

Knock on his door and ask to see the damage, what he thinks happened and you think he's trying to take you for a mug. He'll soon figure out you won't be walked all over

arcon5

Isn't the aim of the letter to try conclude the matter. Basically saying he'll hear from a solicitor doesn't achieve that, it leaves the ball in your court.

a bit over kill overall

JustinR1979

Think I'd leave it, could look guilty and trying too hard.
It's not down to you to prove innocence, but him to prove guilt.

atrixblue.-MFR-.

there is so many wrongs in that letter.


It speaks angry kid and intimidation to not persue a claim.


just leave it. Your evidence and witness seems to be orchestrated to a water tight level you should have no issues.

Abbafan1972

I would leave it to be honest. Don't bother with the letter, I think it would further encourage him to pursue it and the last bit does contain a threat, don't stoop to his level.

By ignoring him, you are telling him that his claim doesn't hold any water at all.

I would agree with what the others have said, if he does say anything to you, just tell him to contact your insurers.

RuthnJasper

I think it's an excellent, really well-constructed letter, GD. But I would probably not send it, as he might find it threatening. The chap doesn't sound like the brightest flame in the fire, so I'd be careful about what he may perceive as "winding him up".

Have you had any word back from your insurers yet? I'd get on to them first and see what they say about your planned response.

Best wishes. x

arcon5

JustinR1979 wrote: »

Think I'd leave it, could look guilty and trying too hard.
It's not down to you to prove innocence, but him to prove guilt.

In a criminal court yes.
Also in an ideal world perhaps.
But insurance companies don't always follow such logic, in their blatant attempts to reduce their outlays. This one for example ended well (ish), but no all do.