We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

Options
1374375377379380401

Comments

  • Good luck with everything - you can do it.

    Be smart about how you spend and keep track of it all, and give yourself positive affirmation for sticking to your savings goals because that is the only way to make progress every week, every month.

    Sorry that you got left high and dry in this situation.

    You can do this! 😀👊🏼
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Car guy. I am out of debt now.. if you dont include mortgage or car PCP :)

    20 days til payday. Quiet weekend ahead. Get my hair done tomorrow (got gift voucher for my christmas) and laser quest Sunday :)

    Hope all is well with everyone :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Happy Friday, have a lovely day xx
  • Great news on the holiday, well done for paying the bulk of it straight away.

    All sounding good with bf, I'm sure ds will be fine meeting him.

    H x
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning.

    It went really well yesterday :) In fact my boy asking if he was staying over last night lol that was a no btw. We went to laser tag in which my son and I teamed up and picked on him then KFC after as my son had never tried and asked if we could... he did not like it McDonalds is better lol.

    17 days til payday. Decking fund hit target for £500 this month :). I received the letter for winning NowTV stick and year worth of sky and movies. I have sent away for it and will post down to my aunt once I set it up for her xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww bless means he likes him lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Really pleased it went well lol@ you both picking on BF :rotfl:

    Have a great day xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning. 16 days til payday.... 16 long days.

    How wild was that weather last night!!?? Tonight depending if it goes like that again my son has TKD but if weather bad again like last night will give it a miss not getting stuck on those back roads!

    This upcoming weekend is a quiet one and following is Aberdeen for my birthday weekend :)

    Still got some bills to go out. I hate mid month bills much prefer end of the month or on the 1st! Then it will finally be 28 days til payday. Dont judge that I am thinking of next pay day already ;) lol xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Glad it all went well Monz, I went out running last night which wasn't very pleasant! Pay day seems so far away.....
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Omg you ran out in that weather! Surprised that you werent blown away!!

    Got a call from Heart Radio the laptop and home entertainment system will arrive tomorrow. It is being delivered to my dad as they need someone home all day. Once arrived my son will be over the moon and I will sell the entertainment system (i do not need it I like my TV quiet.) and if anything all money will go to decking fund.xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.