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Need to get myself together: The beginning

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  • Hi Monz,

    Glad you had a great Christmas, the photo's looked great.

    Happy New Year xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning

    Back to work tomorrow and glad tbh I feel I’ve had enough time off! Please tell me I’m not only one lol! Got few things to do today before I go back.

    Payday is in 24 days and it cannot come quick enough. Going to Aberdeen end of this month for my birthday with my bf cannot wait :)

    Hope all is well with everyone xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Morning,

    First full week back at work for me and the kids have gone back too.

    Can't wait for payday either.

    Really pleased that things are going well for you, you deserve it xx
  • Hey monz,

    It's my first full week back aswell!

    Sounds like you had a fab time and loved seeing your wee happy faces in your pics over the festive period!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thank you PMO2 and dolly :)

    Why does January have so many bills :( always right before payday as when it’s been 42 days inbetween! Sucks! On last day of January booking and paying off me and my boys holiday in one go. £1,600 should be enough for one week all inclusive for us both.

    Need to maybe rearrange some things but if I don’t spend so much I may save myself from disaster .. maybe
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Sounds like you had a great time Monz! I was glad to get back to work yesterday, now I have half a stone to shift after 2 weeks of living like a rock star!
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Good morning. Back to work now, so glad. I prefer routine but getting up this morning was opposite feeling :(!

    Think if I am strict I will be fine til January... Also forgot my purse to take to work lol maybe its a sign... though I was wanting to go to bank of lunch put cheque in my aunt gave me to clear for holiday... tomorrow.

    Forgot to add just before Christmas my son and I were picked to go on radio and he won a laptop and I won a surround sound TV entertainment system. I also won a NowTV stick and years worth of free sky.

    My son is so excited for his laptop. I wont lie but probably sell mine and put to decking fund. I am that weirdo I like my TV quiet. I am giving my aunt the NowTV stick and year worth of sky. She was over the moon when I told her.

    23 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aw that's so nice of you to give that to your aunt.

    You are always so lucky with things like that!

    Dxxx
  • Congratulations Monz and Mini Monz xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    How nice of you to give the sky to your aunt your a kind soul xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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