Need to get myself together: The beginning

monz

My friend says he will come over Friday night (hopefully will not let me down again) and look. It was working fine last night so did not want to touch it. When paid tomorrow will book boiler insurance and heating. Hopefully will all be fine. If not will call someone out. Trying not to work myself up as my anxiety is kicking off big time

Payday tomorrow. I am ordering my nieces Vans shoes in sale £15 each and will get my sister a dressing gown £9 from Asda that I saw.

Nearing £15 for amazon on VO so will get my son a game from there. I also have a gift card for Sainsbury that I will use to a switch game of Go Pikachu.

Then I just have two friends lil ones to get and one friend.

This weekend gonna gut my house out and ignore my pay and not do anything to my house for a good while, try save money.... To fix this boiler going to be thrifty huge time. Will stock up fridge and pantry though as January is 6 weeks without pay :O xx

[Deleted User]

Hopefully it's something that he can sort out for you.

January is the worst isn't it.

Dreading it already!

Dxxx

monz

it is. My birthday is in january but since pay is last day January my bday nightout is first weekend Feb so hope you are coming xx

[Deleted User]

Oh sounds good!

I will be there

Dxxx

monz

Brill!

Got my Boiler/Heating/Electrical/drain insurance £19 per month but its covering me. I know it will not help me the now but would rather have it for future. Just need to book service man first and its first annual service. Also will get £50 amazon voucher (whenever that arrives!)

So now I have home insurance and this. Is there anything else I have missed out? Life insurance I will get next year when some more money aka no debt lol xx

[Deleted User]

Oh I am not sure, I will leave that to the others who know more about this than me.

Well done though, and that £50 Amazon voucher will help you out with stuff next year!

Dxxx

abba1772

I was told you couldn't get a mortgage unless you had life insurance x

You seem to have your insurances covered monz but defo get life insurance xx

enthusiasticsaver

Life insurance is a must when you have a child. It is his security should anything happen to you. Get decreasing life assurance for the mortgage which is the cheapest but at your age I think you will find it is incredibly cheap anyway to get life assurance for the mortgage at least.

badmemory

Do you have a will & have you sorted out who will be his guardian(s)? I had a routine op when my son was 11 & woke up in hospital one morning with the OMG feeling of what would have happened if something had happened to me.

monz

I had who will get my son covered if something happened to me yes. When I was pregnant being harrassed and hit by my ex, I was convinced I would not make it through pregnancy and got it all covered.

I called my boiler company not covered in warrantee and says would cost £299 to fix, unless I get a cover with them £14.99 per month. Tbh I am considering cancelling the other one for this (I get 14 days to cancel the cover) what do you guys think?

payday today. Another £350 to my mum and dad. Over halfway now

3 weeks to payday, short one but then its 6 weeks until next pay fml xx