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Need to get myself together: The beginning

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Comments

  • I love it there, we only ever go once a year.

    We could have met up for a DFW coffee - oh well!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo I got a further email from them stating that they love my contribution so much to their surveys I got a further £10 so I just got my boys set for £2 :D!

    I have not been to Livingston outlet in about 12 years I really should some point.
    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • AMAZING!!!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning!

    Payday this week thank god!!!

    Went out Saturday was nice to see people but Sunday was drained from it. If I see too many people I get a bit overwhelmed sometimes and abso drained about it these days.

    Watched my wild niece and she had fun also yesterday. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • I am so poor!

    Need to get mu finances sorted, hopefully I can get this debt paid off this month - eeeeeeek!!!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You can defo 100% do it :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So my boiler is.... fill in your blank cos its annoying!!! My friend was meant to come out last friday and let me down and now its back on blinker aka no hot water and heater. Meant to be a new boiler! Will be phoning the company see if they are under warrantee as its not two years :/

    I googled and says apparently common but will still cost me £149-299 ahhhhh will need to get extended overdraft and a extra tight cpl months :(! But we need heat and hot water lol! Will phone on my lunch and fingers crossed! This house is killing me. Will not be buying on doing any upgrades for a while, to sort myself out. Never been so skint before in my life :(

    2 days to payday x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh god that is a nightmare.

    It will be so worth it when it is all finished though.

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's not good monz maybe look into getting a boiler package I pay £15 a month for piece of mind and this includes a annual service xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I will as soon as fixed!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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