📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

1274275277279280401

Comments

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Eeek!!!! sooooo happy for you that's not long at all!!!!! xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    What a great payout from PA - I wish I'd been paying attention when that one came up :)
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a long night. My boy got croup again and was taken into hospital we soul. He got his steroid shot and we got home abt 4am. He is fine though and off school today with my dad. Currently sleeping and I am in work feeling rough.

    Decided to do countdowns for everything so -

    7 days until payday
    5 weeks and one day until move into my new house (got day off work)
    5 weeks until following payday (had to add :P)
    7 weeks and 4 days until holiday to Spain followed by Belfast

    Going to try do surveys today as been training all last week and this week. Oh and catch up on work ;) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Wow - busy times! Most of it good stuff though :)

    Sorry to hear about your little guy having croup again - it's horrible to see/ hear isn't it? Hope the wee guy is on the mend.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw its terrible I got it a lot when I was younger and can remember. Now I get awful throat chest infections really bad so its like adult version and sadly he gets this now :( of all things to inherit from his mammy lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aw mini monz, that's horrid when they get so ill.

    Hope it passes soon.

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww bless hope he ok monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    How's the little guy this morning?
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • AnimalTribe
    AnimalTribe Posts: 472 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    abba1772 wrote: »
    You'll get there just make eBay, gumtree and fb selling pages your best friends xx

    Don't forget Freecycle, Freegle, car boot sales and charity shops.

    New is nice but when you're starting out second-hand fills in the gaps, until you can find what you really want.
    GC Feb 25 - £225.54/£250 Mar £218.63/£240
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hi Abba

    He is much better, me on other hand massive throat and chest infection. Sharings caring eh lol!

    Thanks Animal tribe.

    I am able to bring furniture from flat so I will have all basics and will have enough for American fridge freezer. My sister is buying me an oven too :) So gonna get a couch I think on DFS as I really want that and if I have enough a new bed for me as mine squeeks lol

    I lost another 2 pounds on SW so thats 10 pounds in 3 weeks :D! Aimed for a stone for my hols so well on target as thats just under six weeks away :D, so maybe stone and half ?:P

    move in date - 4 weeks on Friday
    payday 2 days (finally!)
    next payday 4 weeks on Thursday ;) and will be starting to pay my mum back that date £250 a month so when I start will update signature.
    holiday 5 weeks and 6 days

    Had a quiet holiday weekend. My friends granda funeral on Saturday and Sunday night went with friends to a burlesque night, was very strange but good lol took my car and spent no money as they got me juice and I gave them lift home lol

    Hope all are well <3 xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.