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Need to get myself together: The beginning
Comments
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Yeah cashed out £10 this morning and just above £1. Hoping next week get another boots vouchers then try getting topshop vouchers n something nice
xx my bday in Jan so that plan Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Good plan monz!
Dxxx0 -
Thanks Dolly!
Payday tomorrow and a bills came out early so will have £8 overdraft fee because of that
Least after this payday its only 2 weeks and 6 days until next wage as xmas wage is early....
VO is at £2.65 hope to get to £4 but already done one so probably wont.
need to do OP not done this week... just been lazy :P
xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Aw that's a buggar so it is!!!
Hate paying OD fees to the bank.
I have weeks like that aswell, sometimes I just can't be bothered doing them but need to remember our challenge!
Dxxx0 -
Gutted on the bank front - what a pain!
Still going strong on the old voucher front though - I've just cashed out £15 Amazon vouchers on VO and £21 on PA so I feel like I'm finally making progress after a few weeks of not much happening.CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
That's a pain about the bank charge monz, I would phone the bank and see if they will waive it. About 2 months ago, I got a £10 charge because I'd forgotten to change the date for a standing order. I phoned up to explain and since it was the first time it has happened in years, I didn't have to pay it. It's worth a try
Mortgage 26.4.25 - £108,500 1.5.26 - £103,410.78 (4.7% paid)
Mortgage overpayments so far - £930.89
Debt 16.11.25 - £5160 1.5.26 - £4560 (11.6% paid)
Roof savings - £1484.33/£3660 (40.6% saved)0 -
Aw I will just leave it...but payday is here:D:D
2 weeks and 6 days until next one. Though January wages will be 5 weeks 1 day yikes!!
Gonna buy the switch few other things n boom done with xmas
Its my friends bday night out next week so need a dress for that. Other than that I am set
Ohh got a house viewing on Saturday. Still not rushing anything but will see xxx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Happy Payday Monz
Jealous of you being set for Xmas I can't wait to be finished :rotfl:
Fingers crossed for the house viewing!
Have a lovely day x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Thanks Wannabe
Also just realised its been a year today I was officially debt free. Still in shock a year on.
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Happy Debt Free Anniversary!!
Look how far you've come in a year - all set to buy a house and planning your spending well- I hope you're proud of what you've achieved!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0
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