We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

1174175177179180401

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    We want to see pictures of you in your pretty dress xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning!

    Sorry I have not posted! I never got a chance of a picture of me in my dress but I have pics of my hair and make up done by my friend and sister :) Please be kind. My work raised over £30,000 for those with asbestos conditions to help them. For a we charity in high street Glasgow we done amazing :D

    I climbed Ben Lomond Saturday in the fog and everything too.

    Sunday was my boys competition. He bet 34 other kids from around the UK (Northern Ireland including) for a bronze in patterns who were all 8, so he has been noted a now a child to watch for by Master Leckie :) and unfairly did not get a medal get a medal for sparring. He won the first round and all the kids who win first round are due a medal, but they made him fight twice due to odd numbers and lost second time. Try explaining to a six year old that even though other kids won same as him, they get a medal and he did now. I was arguing with the judges and felt awful for him. We will be more prepared next time and so proud of him beating 34 kids all 8-10 when hes just 6 and half :D
    18425234_10154576125643017_8530549597709787421_n_zpsaz50lypb.jpg


    18403367_10154576125638017_959321550029748952_n_zpslugokkxc.jpg

    18403551_10154581290143017_7343781277803805661_n_zpsgxrk8wfr.jpg
    So a busy weekend lol
    10 days to pay day
    how is everyone :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Your make up was gorgeous you're such a pretty girl xx

    That's a shame about the medal, they need to remember they are working with children xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Abba :) trust me just make up made me look human :P

    Aw I know I was arguing with them and then I got upset during it cos my son was crying when he realised xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Monz it's taken me just over a week but I've just finished reading your diary....wow!

    You've come so far and I bet you can't wait for Florida - you and your little man are going to have the most amazing time :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw thanks for reading it! Hope it wasnt too boring for you :)!

    Aw cannot wait to go!

    Got cashback from TCB of £19.65 transferred to my holiday funds, also as have been good all my house deposit is up to date and on target :) xx

    Still not received my cheque from Newsvista but should be this week... I hope :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Not boring at all - I was getting quote irate on yours and little ones behalf a few times though!

    How are things with your parents now if you don't mind me asking?
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Things are better but I wont lie its made a big dent in my relationship with them and I have my guard up with my boy with them and dont accept help as much. We can manage on our own :) When he turns 16 I have made a decision to cut ties or sooner and when I buy my own house they will not be getting a spare key to it. It was not an easy decision to make but very unhappy but I have noone else to help me the now with my boy school wise etc.

    9 days to payday :)

    When do you get your holiday tickets? I was wondering as dying to have them in my hands :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Big decision to make and I totally understand your choice.


    Hope you get your tickets through soon. x
  • misstara
    misstara Posts: 4,002 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Your makeup is lovely, you look stunning :)

    Sorry to hear about the carry on with your boys medal, what a wee shame for him.
    Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
    Mortgage overpayment savings - £15.09/£50
    Mortgage overpayments so far - £738.97
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.