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Need to get myself together: The beginning

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Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You never know your parents might actually sit back and realise how much you have done to better yours and your sons life .........hopefully

    I cut ties with my mum a couple of years ago and tbh best thing I ever done xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    They wont but I accept that I honestly after last year especially things they have done, want to cut ties and if I could right now I would but I have no one else to help me. It was that bad last year I had started looking into immigration more to New Zealand and leaving. I have only my boy here and only reason why I stay in the UK.

    Anyway :) 8 days to payday. This weekend I am going to Manchester for the day. I am meeting two woman I met on my fitness group and been good friends with for 3 years we going to meet for lunch. So going to meet for first time :D

    How is everyone xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh my goodness, I have just finished reading your diary, took me forever lol


    You have achieved SO much!! You must be so proud of yourself!!


    Not long until Florida, I bet you both can't wait, will be great.


    It's so good to put a face to a name, I have all these images in my head of peoples real names and what they look like on this....anyone else do that?!


    Have a good weekend, you're down my neck of the woods! xx
    Starting debt £18,675.63 :eek:
    Current debt: £5,000 (16/05/18)
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    It's so good to put a face to a name, I have all these images in my head of peoples real names and what they look like on this....anyone else do that?!

    It's not just you reality_check, I have an image of every person whose thread I read :o
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Have fun in Manchester I'm there in June as that's where we are flying from for holiday as it worked out about £500 cheaper than flying from Glasgow xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Always cheaper down south than Scotland lol!

    A week to payday!! I am surprisingly ok this month money wise. My cheque from Newvista arrived just awaiting that to clear. Will be keeping that in as next month is 5 week month :/ Though if I need shorts have to buy for holiday.. though wont be spending £50 on shorts lol!!! Gonna look in H and M if I find anything, primark I found the bum out is in fashion and lets just say my a** is not coming out :P scare me more than other people the thought of it. Oh might visit Asda.

    8 weeks on Saturday holiday time :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    6 days to payday. Getting nervous about meeting girls tomorrow since met through facebook but know its ok just para :)
    cheque not cleared yet. spose does take up to 5 days i guess xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,003 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    So jealous of your 6 days to payday, I've still got 11 days :(
    Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
    Mortgage overpayment savings - £15.09/£50
    Mortgage overpayments so far - £738.97
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw its just money going to holiday spending so really not anything fun buying lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Well I met the two girls from the group on Saturday and so glad I did. Was such a great afternoon and only was a couple hours but I know I have made great friends from it :)

    payday on Thurday woo!!! then savings bills and 5 week month boo!!!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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