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Need to get myself together: The beginning

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw hayfever is the worst!!! People should not cut their grass if weather is nice :P

    2 days to payday. Got loads to pay out but going to be mega strict now.

    80 days to holiday, going to start that countdown :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • 2 days for me too.

    80 days! I love a countdown!

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Woo hoo only 80 days to go........wonder how long it is til we go away too.......Way to check xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • misstara
    misstara Posts: 4,004 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    2 days for me too :D

    That 80 days will fly by!
    Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
    Mortgage overpayment savings - £22.39/£50
    Mortgage overpayments so far - £738.97
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Check Dolly. Me and my boy made a calender for ourselves and put it up on door to score off :) 79 days now :D

    payday tomorrow finally!!!! then skint again as bills/payments to hols lol :)

    still waiting that £50 come through xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    We are 59 days to go thought I had longer to wait lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Non nictone is fine :) I was a bit grr the first couple of days, but cos I had lowered it bit by bit I was fine. xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    payday today :D 28 days til next one :P

    78days to holiday. My son made up a countdown calender last night :)

    paid money to my holiday fund. Tempted next month before elections to exchange my money 1.27 seems to be best deal :/

    Will wait until end of month before transfer money to house dep fund and focusing on other things.

    Spent £30 already on my niece bday present (should be 40 but I had amazon vouchers) Take that off a week spending I would have done on cigs lol!

    Also joined a forum which I apparently get paid $10 per month and also sometimes get additional rewards which is good enough for me :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aw how cute, he will love marking that off every day.

    That sounds like a great wee forum, can't go wrong with $10 a month!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw he is obsessed and loves it :)

    Got a big shop Primark done without waiting £50 cheque and came to £50.25 so will balance out when cheque is in. Though shorts are going back .. tried on n my bu$$ was out.... horrified to say least lol!!

    Had a good weekend. Went out Saturday and was tac drunk. Not sure next time I am out as busy weekends until holiday!

    How is everyone else doing?

    23 days to pay day and 73 days to holiday :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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