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Need to get myself together: The beginning
Comments
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Morning everyone. 15 days to payday, cannot come quick enough.
My friend had her baby last night 6pounds 11 so will be seeing her tomorrow after work. This weekend will be another quiet one (watching the pennies lol got an engagement party following weekend so have to keep money for this) and Saturday night will keep my other pregnant friend company and watch TV in hers.
My sons parents night is on 27th this month our first meeting and they said they will let me have a quick update... so nervous
xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Aww congrats to your friend xx
Don't be nervous about parents night you'll be fine xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Aw 6lbs 11oz is so dinky.
Congrats to your friend.
Dxxx0 -
I know my boy was 10 pounds 6 and 2 weeks early and her boy was 10 days late :O xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
What! That is a big baby
Dxxx0 -
Thank god my boy was not born on time lol hes not even 6 and half and 4 foot 3.
Anyway two weeks to payday (hurry up payday) and this weekend quiet one again. Will try not to spend too much (I spend it on rubbish and nothing to show
)
xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
17 weeks on Saturday Sam
!!!! Totally not counting :P
Random question does anyone pay their car insurance in one payment and monthly? I pay monthly but they add so much interest I am thinking about saving up as much as I can in another pot and pay it off and its one less direct debit a month?
I pay mine in full each year for that reason, it works out cheaper and one less DD to worry about. Spookily it's due in a couple of weeks, lucky old me!LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
Thinking after my holiday try put money into a different account try save for it, as you say one less
Also less that 500 points from £50 for Newvista. I will probably keep this aside for holiday or thinking buy me and my boy remaining items for holiday ... if I get it in time obv Saving my amazon vouchers from surveys get my suitcase right now x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Joining you in the giant baby club lol, my son was 10lbs 11oz, and my daughter (who was three weeks early) was 9lbs 1oz lol
Your holiday is getting soooooo close now xx Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Ouch!!!
17 weeks tomorrow!
Nothing to update. Another sober weekend ahead lol, cant spend much got an engagement party next Saturday so have to be good lol
13 days to payday... did I mention how much I hate 5 week months x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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